Release notes
2024-10-18
Added
- Business resource creation on Sandbox: When creating businesses on Sandbox, please ensure that each business you create has unique values for the following fields
name
,postal_code
,legal_form
, andregistration_number
(if provided) to avoid receiving a 400 error.
Changed
-
CARD_AUTHORIZATION webhook event:
- Updated the webhook payload to add missing fields. New fields added include
partner_id
,fx_markup
,issuer_fee
in themeta_object
. - Changed the
meta_info
field to be JSON-serialized object. - Updated the enum values possible for the field
pos_entry_mode
to include the following values:ECOMMERCE
,CREDENTIAL_ON_FILE
,MANUAL_PAN_ENTRY
,CONTACTLESS
,UNKNOWN
,CHIP
,MAG_STRIPE
.
- Updated the webhook payload to add missing fields. New fields added include
- POST Create a person: Added a note that disabling certain partner settings will restrict the number of NACE codes available.
2024-09-24
Changed
- Bankident guide: Updated the flow diagram to include an additional SCHUFA check done in the beginning with the customer's data to determine their eligibility.
- GET Retrieve business registration number and issuer: Updated the response to an array of objects instead of a single object.
- GET Search for business's commercial registration: Updated the type of the field
legal_representatives
to an array of objects instead of a single object. - Data collection: Removed the field
data_terms_signed_at
from the mandatory data points for businesses in all branches and products.
2024-09-13
Added
- POST Request fee summary statement: Added a new endpoint to request the creation of a fee summary statement. The guides Account management and Postbox have been updated accordingly.
- Cards API: New API endpoint: GET Retrieve card delivery tracking
Changed
- CARD_FRAUD_CASE_TIMEOUT webhook event: Updated the webhook payload to fix the example values for the field
amount
andoriginal_amount
. - CARD_FRAUD_CASE_PENDING webhook event: Updated the webhook payload to fix the example values for the field
amount
andoriginal_amount
. - POST Create an identification endpoint: Updated the possible values of the field
idnow_process_type
to includenull
. - GET Retrieve a person's tax exemption status endpoint: Added new enum values to the
status
response property:INACTIVE
,DELETED
,EXPIRED
,INVALID
. Removed theCLOSED
enum value.
Deleted
- Removed API endpoints related to the legacy Securities Brokerage product.
2024-08-16
Added
- SEPA Instant Credit Transfers guide: Added a new section with instructions for testing on Sandbox.
2024-08-09
Added
-
Savings Account API: New endpoints added:
2024-08-01
Added
-
Added new headers to the
200
response of the endpoints listed below:Total
,Per-Page
,Link
- POST Create a fee collection transaction: New request property:
valuta_date
- Device management API: Added more details and enum values to all
4xx
responses.
2024-07-30
Added
- Cards API: New endpoint added: GET Index card transactions
-
Postbox API: Added new endpoints for testing Postbox:
- API reference - Standards guide: Added a new section to the SEPA characters guide around replacing non-standard Latin characters in customer names according to European Payment Council guidelines.
Changed
- Instant SCT guide: Updated the requirements to indicate that supporting incoming Instant SCTs will be mandatory starting from 09.01.2025.
-
Postbox API: Marked the following Postbox testing APIs as deprecated:
2024-07-05
Changed
- Freelancer Overdrafts Guide: Added a note about the validations done upon overdraft termination request.
2024-05-31
Changed
- BKYC guide and Onboard a Business guide: Updated the compliance questions section and added details on how to handle required compliance documents.
2024-05-28
Changed
- Cards creation and servicing guide: Removed the deprecated "Report a card as lost/stolen" endpoint from the card status flow diagrams and their accompanying descriptions.
2024-05-27
Added
- Account closure guide: Added a hint that you may only close a customer's account with the reason
account_revocation
within 14 days of the account opening.
Changed
- ACCOUNT_OPENING_REQUEST webhook event: Changed the
error
response property to an object that contains the propertiescode
anddetail
. - SEPA_TIMED_ORDER webhook event: Updated the time format of the
processed_at
property. - GET Index reservations on an account. Version 2022-07-18: The
meta_info
property is no longer enclosed in acards
object and is now returned at the same level as all the other response properties. - Instant Top-Ups guide: Corrected the Top-Up status values in the flow diagram resulting from the success/failure of the Top-Up.
2024-05-06
Changed
- AML update process guide: Changed the review cycle for high-risk customers in Germany from "once every two years" to "yearly."
- Mandatory features guide, Credit cards guides: Added a note that partners should not implement the Account Closure feature in their solutions if they use credit cards and do not use Digital Banking accounts.
Deleted
- Card creation & servicing guide: Removed the statement that you can only create up to five virtual cards per customer.
2024-04-24
Changed
- Account Closure guide: Fixed an error in the guide in a webhook event name from
ACCOUNT_CLOSURE_STATUS_UPDATE
to the correct nameACCOUNT_CLOSURE_REQUEST_UPDATE
. Updated the flow diagrams accordingly with the correct names.
2024-04-19
Changed
- Business Onboarding requirements: The fields
terms_and_conditions_signed_at
anddata_terms_signed_at
are removed from the mandatory data points required for legal representatives and authorized persons. These fields are only needed for the business as a legal entity. - DELEGATESCACANCEL: Added a note that this webhook event is not relevant for the new 3DS flow using change request. It's used only for the old flow, which will be deprecated soon.
- POSTBOX item response: Updated the description of the fields
customer_notification
andcustomer_confirmation
.
2024-04-15
Changed
- Account Closure guide: Restructured the guide and add flow diagrams for different ACR types. Please note that automated account closures are now a mandatory feature.
- ACCOUNTCLOSUREREQUEST webhook: Updated the example value of the field
updated_at
to the correct format. - BOOKING webhook: Updated the example value of the field
recorded_at
to the correct format.
2024-03-28
Added
- Consumer Splitpay: Added additional information about the different events that trigger credit line webhook events.
- Freelancer Overdrafts: Added a new endpoint to request the termination of a freelancer overdraft.
Changed
- Customer Due Diligence: Corrected the color of the following CDD statuses to be yellow:
NOT_SCORED
,NOT_SCREENED
, andNOT_VETTED
. Adjusted also the appendix accordingly. -
Consumer Overdrafts API: Updated the response payload of the following endpoints to include new values for the field overdraft
status
. New values:defaulted_pending
,conditions_termination_pending
andtermination_pending
: - Securities purchases API: Marked these endpoints as deprecated, as they correspond with a legacy product that Solaris no longer offers.
2024-03-22
Changed
- Card creation & servicing guide: Synchronized the instructions for replacing a card/reporting a card as lost or stolen with the description in the API reference.
- Card tokenization APIs: Renamed the "Visa tokens servicing" API reference subsection to "Card token servicing."
- PSD2 guide: To comply with PSD2 regulations, you need to implement app-to-app redirection if a user is using a TPP mobile app, and also has a banking app installed. The user must be redirected to the banking app to perform the 1FA login. The guide has been updated with implementation recommendations, as well as the user flow.
2024-03-06
Added
-
POST Create an account opening request: Added new
product_name
values for the Savings Account product and values with specific product/customer/branch naming:DECOUPLED_CARD_CONSUMER_GERMANY
EMONEY_ACCOUNT_BUSINESS_GERMANY
EMONEY_ACCOUNT_CONSUMER_GERMANY
EMONEY_ACCOUNT_FREELANCER_GERMANY
RESTRICTED_ACCOUNT_BUSINESS_GERMANY
SAVINGS_ACCOUNT_CONSUMER_FRANCE
SAVINGS_ACCOUNT_BUSINESS_FRANCE
SAVINGS_ACCOUNT_FREELANCER_FRANCE
SAVINGS_ACCOUNT_CONSUMER_GERMANY
SAVINGS_ACCOUNT_BUSINESS_GERMANY
SAVINGS_ACCOUNT_FREELANCER_GERMANY
SAVINGS_ACCOUNT_CONSUMER_ITALY
SAVINGS_ACCOUNT_BUSINESS_ITALY
SAVINGS_ACCOUNT_FREELANCER_ITALY
SAVINGS_ACCOUNT_CONSUMER_SPAIN
SAVINGS_ACCOUNT_BUSINESS_SPAIN
SAVINGS_ACCOUNT_FREELANCER_SPAIN
Deleted
-
POST Create an account opening request: Removed
product_name
values that do not include product + customer + country:DECOUPLED_CARD_CONSUMER
DECOUPLED_CARD_BUSINESS
EMONEY_ACCOUNT_CONSUMER
EMONEY_ACCOUNT_FREELANCER
EMONEY_ACCOUNT_BUSINESS
RESTRICTED_ACCOUNT_BUSINESS
2024-03-04
Added
-
New product: Savings Accounts (Tagesgeld)
Changed
- Card spending controls API: Corrected the name of a property in the V2 card spending control limit endpoints from
exclusion_dimension
toexcluded_dimension
.
Deleted
- All documentation around Solaris Digital Assets has been removed.
2024-02-20
Added
- New webhook event: CREDIT_CARD_BILL
-
Card spending controls: Solaris has released V2 of the card spending limit controls endpoints. The card spending controls guide has been updated with instructions on how to use these new endpoints.
Changed
- POST Create a secure view for card details: Added more instructions for generating the
signature
. The API reference now contains more details on how to generate a single string from thejwk_key
representation of the public part of thersa_key
.
2024-01-22
Changed
- Postbox Items endpoints: Updated the description of the field
customer_confirmation
in the endpoint response. - Booking types: Corrected the name of the
SepaInstantCreditTransfer
booking type value toSEPAInstantCreditTransfer
.
Deleted
- GET Index all accounts: Removed the
uid
filter. Onlyid
is available now.
2024-01-05
Changed
- Updated the reference link for the values of the
nace_code
field to include an up-to-date website that lists the values in multiple languages. - POST Fetch activation payload for Apple Pay in-app verification: Updated the
201
response body to include theactivation_payload
wrapper for theactivation_data
payload.
2023-12-22
Changed
-
Synchronized the contents of the
meta_info
object across the following endpoints and webhook events: - CARD_TOKEN_LIFECYCLE webhook event: Updated the description of the
visa_pan_reference_id
property to clarify that this property is only included for webhook notifications related to VISA cards, and that this property is deprecated in favor of thepan_reference_id
property. - SCA_CHALLENGE webhook event: Updated the description to clarify that this webhook event will only notify you when a customer makes a purchase that requires 3DS authentication.
2023-12-08
Added
- Person documents API: New endpoint added: (Sandbox only) Trigger account block or send notification due to outdated identity document
2023-12-01
Changed
- PATCH Cancel a timed order: Corrected the endpoint description and responses—this endpoint does not trigger a Change Request.
- POST Create standing order: Corrected the name of a possible value of the
transaction_type
enum property fromSEPA_CREDIT_TRANSFER
toSEPA_CREDIT_TRANSACTION
. - POST Create a credit clearing transaction: Updated the enum values of
booking_type
to show only those that are allowed for credit clearing transactions.
Deleted
- POST Validate an IBAN: The API no longer returns the properties
bank_code
andaccount_number
in the response.
2023-11-24
Added
- 3DS guide: Added a new step about declining a 3DS challenge without the change request process using the POST Decline 3DS authentication endpoint.
- Push provisioning APIs: New API endpoint: POST Fetch activation payload for Apple Pay in-app verification
- PUT Verify device signing challenge: Added a missing description for the field
id
in the path parameters. The fieldid
refers to the challenge ID.
Changed
- Renamed the Card push provisioning guide to Card tokenization & push provisioning. Note that the URL has not changed. We also updated the introductory section with more context around tokenization and push provisioning.
-
Push provisioning APIs: Renamed the following API endpoints:
- "POST Add a card to a Apple Pay wallet" → POST Fetch wallet payload for Apple Pay in-app provisioning
- "POST Add a card to a Google Pay wallet" → POST Fetch wallet payload for Google Pay in-app provisioning
- "POST Add a card to a Samsung Pay wallet" → POST Fetch wallet payload for Samsung Pay in-app provisioning
- Strong Customer Authentication guide: Updated step 2 in the device signing section to fix the path URL to
PUT /mfa/challenges/devices/{id}
instead ofPUT /mfa/challenges/devices/{device_id}
. Added a note thatid
refers to the challenge ID.
2023-11-10
Added
- BKYC guide: Added the field
country
(to denote the customer's country of residence) as a mandatory field when creating a person resource for the beneficial owner of a business. - Credit cards guides: Added a section to each guide on credit card termination.
-
Credit cards API: Added new endpoints related to credit card termination:
-
Instant Card Top-ups guide: Added two new sections:
- Passing the customer's billing address to Stripe (Note: this new section is required for top-up implementations)
- Apple Pay integration
Changed
- Bankident guides: Updated the testing section with new examples for the POST Create a person endpoint.
- Business Overdrafts guide: Reviewed the guide and made the language more concise.
- Cards tokenization - Visa tokens servicing API: Corrected the name of the
token_status
property returned by the API tostatus
.
2023-11-03
Added
- GET Retrieve an identification: Added a new property
idnow_process_type
to specify which IDnow identification method is used. Possible values areeid
andvideo
. - POST Create a SEPA Direct Debit refund: Added a new validation for SDD refunds. The transaction will fail if the account is inactive.
2023-10-31
Added
- GET List account bookings: Added the full list of enum values returned by the API for the
sepa_return_code
property on the booking resource.
Changed
- POST Replace a card: Updated the endpoint description to indicate which card
status
values are required for the "reissue," "replace," and "lost/stolen" use cases, respectively.
2023-10-30
Added
- You can now subscribe to the Solaris API docs newsletter to receive e-mail notifications whenever updates are published to this site. Scroll down to the bottom of any page on this site to find the sign-up form.
2023-10-20
Added
- Account management guide: Added a note that overdraft information shown in an account statement represents the status of the overdraft on the date the statement was generated. Partners need to include this as well in statements shared with the end customers.
Changed
- POST Create an Instant SEPA Credit Transfer: Changed the field
description
tooptional
instead ofrequired
. - Strong Customer Authentication guide: Corrected the key pair required for card secure view use case to
unrestricted
instead of restricted.
2023-10-18
Added
- BKYC guide: Reorganized the list of required documents per legal form and mapped each required document to its related enum value.
- Account closure requests API: Added a new enum value for
closure_reason
:TECHNICAL_IMMEDIATE_INTERNAL
- PATCH Request an identification: Added a new error 400 for errors occurring on the client side for IDnow.
Changed
- API reference: Fixed instances where API error responses would include the
details
property instead ofdetail
.
2023-10-10
Changed
- Freelancer Overdrafts guide: Reviewed the guide and made language changes to make the guide more concise and added new status flow diagram.
2023-09-28
Changed
-
[
meta_info
field]: Corrected the JSON-serializedmeta_info
field to embed it in an object. It has changed from'{\"card_id": "string",---
to{\"cards\":{\"card_id\":---
. The impacted endpoints and webhooks are as follows: -
Index reservations on an account. Version 2022-07-18: Updated the endpoint's query parameters, the following parameters have changed:
filter[reservation_type]
changed tofilter[type]
.reservation_type
field changed totype
.- reservation_type enum list have changed.
2023-09-22
Changed
-
Consumer Overdrafts guide: Reviewed the guide and made language changes to make the guide more concise and added new diagrams. Added the following sections:
- Overdraft limit change requests: Added a new section to explain the limit change request process and related endpoints.
- [Overdraft limit change request status]: Added a new appendix for the status values and a new status flow diagram.
2023-09-04
Added
-
Onboarding requirements - Legal and compliance screens:
- FATCA indication: Added a German translation of the B2B FATCA indication text.
- Compliance disclaimer screen: Added English & German texts for B2B customers.
- Video identification (IDnow) guide: Added an appendix explaining each scenario of IDnow status transitions.
Changed
-
Onboarding requirements - Legal and compliance screens: Removed text related to FATCA reporting from the business tax declaration text. The screenshots below show a comparison of the previous vs. current versions, with the removed text highlighted in red. The removed text is also provided below.
-
English:
It should be noted that Solaris uses this form to collect data according to the FATCA Agreement and the German Law on the Automatic Exchange of Financial Account Information in Tax Matters (Finanzkonten- Informationsaustauschgesetz – FKAustG), according to which German financial institutions are required to collect all relevant data from their account holders and verify their plausibility.
In case of reportable US citizens or companies, or organizations subject to the tax law of a CRS-participating state (except Germany), the following information must be reported annually to the German Federal Tax Office (Bundeszentralamt für Steuern - BZSt): (i) certain personal data such as name, address, date of birth, and the tax identification number (or their functional equivalent); (ii) account information and/ or participation information such as participation percentage, gross income, etc. If a passive NF(F)E comprises controlling entities who are US persons or are resident for tax purposes of a participating state (except Germany), the above data is also reported together with the data pertaining to controlling entities.
Following the notification of this information to the BZSt, it is forwarded to the U.S. Tax Authority (IRS) or to the competent tax authority (-ies) of other CRS-participating states. -
German:
Es wird darauf verwiesen, dass die Solaris SE mit diesem Formular Daten gemäß dem FATCA-Abkommen und dem FKAustG er- hebt. Danach sind deutsche Finanzinstitute dazu verpflichtet, alle relevanten Daten von ihren Kontoinhabern zu erheben und auf Plausibilität zu prüfen. Im Falle von meldepflichtigen U.S. Personen bzw. Gesellschaften oder in einem CRS- teilnehmenden Staat (außer Deutschland) steuerlich ansässigen Gesellschaften sind die folgenden Informationen jährlich an das Bundeszentralamt für Steuern (BZSt) zu melden: (i) bestimmte personenbezogene Daten wie Name, Adresse, Geburtsdatum und die Steueridentifikationsnummer (bzw. deren funktionale Entsprechung) sowie (ii) Konto- bzw. Beteiligungsinformationen wie Beteiligungshöhe, Bruttoerträge etc. Wenn ein Passiver NF(F)E beherrschende Personen hat, welche U.S. Personen sind oder in einem CRS-teilnehmenden Staat (außer Deutschland) steuerlich ansässig sind, so werden die obigen Daten zusammen mit den relevanten Daten der beherrschenden Personen ebenso gemeldet. Im Anschluss an die Meldung der Informationen an das BZSt werden die Informationen an die U.S.- Steuerbehörde (IRS) oder an den/die zuständige(n) Steuerbehörde(n) anderer CRS-teilnehmender Staat(en) weitergeleitet.
-
- OVERDRAFT_LIMIT_CHANGE webhook payload: Changed the webhook event payload.
2023-08-31
Changed
-
Cards creation and servicing: The POST Report a card as lost/stolen endpoint has been deprecated. Partners are advised to use the POST Replace a card endpoint to report a card as lost/stolen. The POST Replace a card endpoint description has been updated with instructions on how to use the endpoint for each use case.
- The card creation and servicing guide has been updated accordingly.
2023-08-29
Added
- Customer Due Diligence guide: Added a new section to describe the CDD flow for B2B lending products.
- Business Fronting Loans guide: Added a new step for Customer Due Diligence.
- Business Fronting Factoring guide: Added a new step for Customer Due Diligence.
- Trade Finance guide: Added a new step for Customer Due Diligence.
2023-08-25
Added
- Cards API: New endpoint: POST /v1/cards/3ds/{challenge_id}/decline (POST Decline a 3DS transaction)
- SCA_CHALLENGE Webhook: New property added:
challenge_id
Changed
- Cards API: All transaction-related endpoints have been assigned the tag "Card transactions." The tag "Cards Smart Agent" was replaced.
- Block and Unblock a card endpoints: Changed the response schema type from an
array
to anobject
.
2023-08-21
Changed
- Seizures guide: Added clarification on when to send seizure notifications to active vs. inactive customers.
2023-08-16
Added
- Account Closure guide: Added new section about the new field
failure_reason
and its possible values. - Account Closure guide: Added new validation for account closure requests for SDDs. Solaris will postpone the processing of an ACR in case an SDD was pulled from the account in the last 56 days. This validation is only relevant for Decoupled and Credit Cards products.
- Account Closure webhooks: Added new webhook event
ACCOUNT_CLOSURE_REQUEST_UPDATE
to notify of certain status transitions for account closure requests (ACR).
Changed
- ACCOUNTCLOSUREREQUEST: Updated webhook payload to include the new field
failure_reason
. - Account Closure Requests endpoints. Updated response payload to include the new field
failure_reason
.
2023-08-14
Added
- B2B Fronting loans: New status added
cdd_pending
for B2B Fronting and B2B Fronting Factoring. The application status will transition tocdd_pending
when Solaris triggers the CDD checks for the business. If any of the CDD checks fails, the application will be rejected. - [B2B Fronting loans]: Customer Due Diligence is now mandatory for B2B Fronting and Fronting Factoring. The customer must pass the CDD checks before they can be onboarded. Note: Enhanced Due Diligence is not relevant for this use case. Only green or red CDD statuses are possible.
- Person identifications API: Added missing enum values for
account_verification_error
field.
Changed
- Booking types: The booking type
Target2CreditTransfer
has changed toTARGET2_CREDIT_TRANSFER
.
2023-08-07
Changed
- Business Fronting Loans guide: Reviewed the guide and made language changes to make the guide more concise and added new diagrams.
- POST Create a person endpoint: Added two new enums (
K 66.22
&L 68.2
) for thenace_code
field. - SCA_CHALLENGE webhook: Removed the sentence
Only EUR is currently supported.
Different currencies are supported for this use case. - SEPACREDITTRANSACTION_DECLINED Webhook: Updated the webhook payload to indicate that only the value
declined
will be returned as astatus
for this webhook.
2023-08-02
Added
- SMS service: New endpoint added to send generic SMS messages to your customers. This endpoint can be used in the context of any product or business use case that require sending informational texts to customers.
Changed
- AML update process: Updated the data points to confirm. The fields
email
andcontact_address
have been removed from all countries and customer segements. Added the fields in theaddress
object for accuracy in all countries and customer segments.
2023-07-27
Added
- Consumer Overdrafts guide: Added a section about how to request termination for consumer overdrafts.
Changed
- Business Credit Cards guide: Reviewed the guide and made language changes to make the guide more concise.
2023-07-25
Added
- [Consumer Overdrafts]: Added a new endpoint to terminate a consumer overdraft.
Changed
- POST Create a bank statement for an account: Fixed a bug in the response payload and updated the fields in the
account_information
object. - POST Create a business identification: Fixed a bug in the response payload. The field
legal_identification_missing_information
has been modified toarray of strings
instead ofstring
.
2023-07-24
Added
- Bankident guide: Added a list of the allowed banks that can be used in the Bankident KYC flow.
- POST Block a card endpoint: Added two new fields to the response:
creation_date
andline_2
.
2023-07-20
Added
- Fee collection API: New fee type added:
ChargeFXCardTransaction
2023-07-11
Added
- 3DS guide: Added a new section explaining all the available 3DS testing endpoints.
- Credit Cards overview: Added a new section about the interest accrual logic for revolving credit cards.
- Customer Due Diligence guide: Added a new section around simulating a CDD hit using the Questions & Answers feature.
- Questions and Answers guide: Added a new section around testing the Q&A feature.
Changed
- Device Monitoring guide: Added a hint about how using the suspicious device activity ID will also trigger the Questions and Answers feature.
- Encrypted PIN change guide: Modified the guide to include steps for both the regular device signing method and the change request method. Deferred to the API docs for full explanations.
- Fee collection API reference: Added the list of fee booking types to the API reference and removed the corresponding appendix from the fee collection guide.
- Freelancer Credit Cards guide: Reviewed the guide and made language changes to make the guide more concise.
Deleted
- Strong Customer Authentication guide: Removed "card PIN change" from the list of use cases that require 2FA.
2023-07-07
Added
- [Cards creation & servicing]: Added two new fields:
key_id
andencrypted_pin
to the endpoint Create a card endpoint, along with instructions on how to set an encrypted PIN for the card using this endpoint. - Consumer Overdrafts: Add a new application status for consumer overdraft applications
deleted
. Solaris deletes failed applications in compliance with GDPR. - [Encrypted PIN change service]: Added a new endpoint to retrieve latest public key: GET Retrieve latest public key.
Changed
- [Encrypted PIN change service]: This endpoint is deprecated and replaced by a new version: GET Retrieve latest public key.
- Video identification via IDnow: The status
pending_successful
is deprecated. An IDnow status can only transition frompending
to eithersuccessful
orfailed
.
2023-06-29
Added
- Cards transaction simulator API: New endpoint: POST Simulate an expired card authorization
-
- New property added to credit card application resource:
statement_with_details
- New enum values added to credit card application
upcoming_billing_cycle
andcurrent_billing_cycle
properties: - WEEKLY
- BIWEEKLY
- MONTHLY
- QUARTERLY
- New property added to credit card application resource:
-
- Added a table of fee types and definitions to the API reference.
- Added new enum values to the
type
property of a fee transaction: - ChargeATM
- ChargeATMForeignCurrency
- ChargeCard
- ChargeVirtualCard
- ChargeReissuePhysicalCard
- ChargeAdditionalPhysicalCard
- ChargeAdditionalVirtualCard
- ChargeReissueVirtualCard
- ChargeCardMaintenance
- BoosterPackage
- ChargeAccountMaintenance
- ChargeTopUpCard
- ChargeAdditionalAccountMaintenance
- ChargeSharedAccount
- ChargeAuthorizedUser
- ChargeGamblingTransactionPartner
- ChargeSEPAInstantOutgoing
- ChargeSEPAInstantIncoming
- ChargeManualSepaTransferPartner
- ChargeIncomingSwift
- ChargeGamblingOrCashEquivalent
- Person identifications API: New endpoint: (Manual KYC only) POST Mark identification as failed
Changed
- POST Create SEPA Direct Debit Return: Corrected the maximum valuta date age to
56
days (from53
).
2023-06-28
Added
- POST Create a card endpoint: New field added
line_2
. - TARGET2 Incoming Transfers guide: New guide added on TARGET2 Incoming transfers feature, which enables incoming high-value cross-border transfers.
Changed
- Decoupled Cards for Consumers guide: Reviewed the guide and made language changes to make the guide more concise, including adding process diagrams.
2023-06-23
Added
- Legal & Compliance screens guide: Added a note that partners must record the timestamp of the customer's confirmation of their FATCA relevance in the attribute
fatca_crs_confirmed_at
in the person resource. - ACCOUNT_CLOSURE_REQUEST Webhook: Added missing fields to webhook payload.
Changed
- Cards creation & servicing: Fixed the list of supported characters for cards creation to include
.
. - GET Retrieve a single account opening request: Changed
status
enum value ofFAILED
toREJECTED
.
2023-06-21
Added
- GET Index Top-Ups for a person's account: Added new filter:
filter[instruction_id]
- GET List fee transactions for an account: Added new property to fee schema and new filtering option:
solaris_initiated
- REFERENCE_ACCOUNT_CREATED webhook: Added property
account_id
to webhook payload. - REFERENCE_ACCOUNT_INSTANT_PAYOUT_DECLINED webhook: Added property
decline_reason_details
to webhook payload.
Changed
- GET Check Bankident eligibility: Changed
failure_reason
property to an array offailure_reasons
. - Credit cards guide: Updated "Credit card usage" section to indicate that customers can only make outgoing transfers to their reference accounts via reference account payouts, not SCTs.
2023-06-09
Changed
- BKYC required documents: Updated the section with the required documents for more legal forms. This section currently only covers legal forms for Germany.
- POST Create a business: Added more values for the
legal_form
field and explained the mapping in the legal form per country section in the onboarding requirements guide.
2023-06-08
Changed
- 3DS guide: Condensed both the SMS OTP and the in-app method sections into one standard flow.
2023-06-06
note
We've updated the site to include a CRR
logo to highlight that this site contains the API documentation for Solaris’ banking license products (CRR) and to distinguish it from the e-money license products (EMI) documentation website.
Added
-
[Cards API reference]: New endpoints are added Testing allowlists for tokenized cards, which are used to create cards allowlists for production testing on GooglePay or ApplePay:
Changed
-
[Cards API reference]: Changed the structure of the section by adding additional subsections:
- Card creation & servicing: Includes different endpoints related to creating and servicing cards.
- Cards tokenization: Includes the following services: Push Provisioning, Testing allowlists, and Visa tokens servicing.
- Credit cards: Includes different endpoints related to creating and servicing credit cards.
- Reservation endpoints: Updated the reservation endpoints to include both versions. The old version
2022-06-01
will be deprecated soon. Partners must switch to the new version. Please note that you've to set the api-version header to the version you want (e.g.,2022-07-18
). If no version is specified in the header, the old version is returned. - [Strong Customer Authentication guide]: Changed the section when is SCA required to reflect the new regulations specifying that customers must login using SCA if more than 180 days instead of 90 days have elapsed since the last time the customer had been authenticated using SCA.
- PATCH Set limit for credit card account: Fixed the endpoint's response to a single
object
instead of anarray
.
2023-06-02
Added
- [Consumer overdrafts]: Added missing
409
response to POST Create a consumer overdraft application.
2023-05-25
Added
-
Fee collection guide: Added new sections:
2023-05-24
Added
- POST Create person: Added a note regarding the
mobile_number
field. This field is only used to pass the number to IDnow for the videoident KYC flow. Otherwise, you must use the mobile number endpoints to create and manage mobile numbers for your customers.
Changed
- Consumer Credit Cards guide: Revised the contents of the guide to be more concise and precise. (No substantive change to the contents)
- POST Request authorization for a person's mobile number: Fixed the response code to this endpoint from
200
to201
. - POST Confirm a customer's mobile number: Fixed the response code to this endpoint from
200
to201
.
2023-05-19
Added
- Document collection for freelancers: Added the requirements for collecting proof of profession for freelancers in Italy and Spain.
- POST Create consumer overdraft application: Added a new error
409
for duplicate records. - POST Create person: Added a note regarding the use of real personal data when testing on Sandbox.
- Overdrafts API reference: New overdraft status added:
terminated
in all overdrafts products (Business, Consumer, and Freelancer). - Bankident guide: Added section about IBAN validation prior to creating the identification session.
- Added new endpoint: POST Validate IBAN
Changed
- Account Closure Request webhook event: Added a missing field
payout_allowed
to the webhook payload. - Videoident (IDnow) guide: Revised the contents of the guide to be more concise and precise. (No substantive change to the contents)
2023-05-12
Added
-
Consumer Credit Line API reference:
-
Added new endpoints about credit line renewals (only relevant for France):
- Added a new tag Credit Line Servicing for servicing endpoints, which are relevant for both consumer and freelancer credit lines.
-
- Consumer & Freelancer Splitpay guides: Added a section about credit line account statements.
-
Consumer Splitpay guide: Added the following to the guide:
- Added a section about credit lines renewals relevant for customers in France only.
- Added new sequence diagram and application status diagram.
- Freelancer Splitpay guide: Added new sequence diagram and application status diagram.
- Webhook events: Added new webhook event CREDIT_LINE_APPLICATION, which is tiggered whenever the status of a consumer credit line application changes.
Changed
- BKYC guide: Revised the contents of the guide to be more concise and precise. (No substantive change to the contents)
- CREDIT_LINE webhook event: Updated the webhook payload.
- Consumer Splitpay guide: Reviewed the guide and made language changes to make the guide more concise.
- Freelancer Splitpay guide: Reviewed the guide and made language changes to make the guide more concise.
- LOAN webhook event: Updated the webhook payload.
Deleted
- Webhook events: Removed the webhook event
REPAYMENT_PLAN
from the API reference and loan guides. Webhook event is deprecated. -
Consumer Credit Lines API reference: Removed all endpoints related to terminating and blocking credit lines from the public API reference. Termination and blocking is handled internally by Solaris:
- PATCH Terminate a credit line
- POST Block a credit line
- GET Retrieve a block
- GET Index all blocks
- DELETE Remove a block
2023-04-28
Changed
- (Bankident only) Check identification eligibility endpoint: Corrected the response payload for this endpoint.
- Credit Cards guides and API reference: Added new enum values for the credit card application
status
field, and added two new application status flows:(one for B2B customers and one for B2C and freelancer customers). - Customer Due Diligence guide: Added a note that for the CDD flow for B2B customers to highlight that only the property
screening_progress
is relevant for thebusiness
resource andperson
resource(s) for all natural persons associated with the business.
2023-04-26
Added
- Device Binding guide: Added definitions of restricted and unrestricted key pairs and updated flow diagram to include
unrestricted
in the first step. - Legal and Compliance screens: Added the FATCA hard and soft screening criteria to the guide.
- Reference Account Payouts API reference: New field added
instant_payment_rail
to enable sending Instant SCTs to reference accounts. - SEPA Instant guide: Added a note about how to send Instant SCTs to reference accounts.
Changed
- INSTANT_SEPA_CREDIT_TRANSFER_EXECUTED Webhook event: Updated the
status
field to indicate that the only possible value to be returned isCLEARED
. - INSTANT_SEPA_CREDIT_TRANSFER_FAILED Webhook event: Updated the
status
field to indicate that the only possible value to be returned isFAILED
.
Deleted
- Removed the webhook event PERSON_CREDIT_RECORD from all lending guides and API reference section.
2023-04-25
Added
-
New webhook events added:
Changed
- Consumer Loan guide: Updated the whole guide with language and stylistic changes to make the information more concise and reflect the updated API reference, and added new diagrams.
2023-04-21
Changed
-
Card transactions simulation endpoints:
- Moved POST /v1/cards/{cardid}/test3ds_authentication (POST Create test 3DS transaction) from "Cards servicing" to "Card transactions simulation."
- Renamed POST /v1/cards/{card_id}/simulator/transactions/authorization from "Execute a test transaction" to "Simulate an authorization."
- Renamed POST /v1/cards/{card_id}/simulator/transactions/settle from "Execute a test transaction standalone settlement" to "Simulate an unauthorized settlement."
- Renamed POST /v1/cards/{cardid}/simulator/transactions/{transactionkey}settle/ from "Execute a test transaction settlement" to "Simulate the settlement of an authorization."
Deleted
- POST /v1/changerequests/{changerequest_id}/authorize (Request authorization for a change request): Removed
device_binding
as a possible enum value fordelivery_method
.
2023-04-19
Added
-
Card transactions simulation API: Added new endpoints:
- POST /v1/cards/{card_id}/simulator/transactions/settle: Execute a test transaction standalone settlement
- POST /v1/cards/{cardid}/simulator/transactions/{transactionkey}/settle: Execute a test transaction settlement
- Cards servicing guide: Added a new annex about how the card's status changes after a customer reports a card as lost/stolen based on the
loss_reason
provided.
Changed
-
Card transactions simulation API: The URL for the "Execute a test authorization" endpoint has changed.
- Old URL:
/v1/cards/{card_id}/simulator/transactions
- New URL:
/v1/cards/{card_id}/simulator/transactions/authorize
- Old URL:
- POST /v1/cards/{cardid}/virtualrequests (POST Create a secure view for card details): Changed the key requirement for the signature from restricted to unrestricted.
- Card spending controls guide: Updated the introduction with more use cases for the feature, and added sample UIs to the guide.
2023-04-13
Added
- API standards: Added a note that Solaris only accepts UTF-8 Latin characters for fields related to customer data.
- POST /v1/cards/{id}/loststolenincidents: Added a note to highlight that the card
status
field can only have certain values (ACTIVE
,INACTIVE
,BLOCKED
, orBLOCKED_BY_SOLARIS
) before calling this endpoint. - POST /v1/changerequests/{changerequest_id}/authorize: Added the value
device_binding
to thedelivery_method
enum.
Changed
- Person onboarding guide: Updated the whole guide with language and stylistic changes to make the information more concise, added a new dynamic onboarding overview diagram, made new reference links to the onboarding requirements guide for country-specific requirements.
- POST /v1/accounts/{accountid}/transferrequests/{transferrequestid}/executions: Corrected the possible values for the field
status
. -
POST /v1/cards/{card_id}/simulator/transactions:
- Changed
transaction_id
property totransaction_key
. - Removed the
WITHDRAWAL
value for thetype
enum and replaced it withCASH_ATM
. - Changed the length of the
acquirer_id
field from 11 to 6 digits.
- Changed
2023-04-11
Added
- Consumer Loan API reference: Added a new endpoint and a new field to skip the account snapshot.
Changed
- Consumer Loan API reference: The fields
mortgage
andrent
are now deprecated from the Create a consumer loan application endpoint.
2023-04-05
Added
- Device Monitoring guide: Added Seon React native wrapper to the list of SDKs.
Changed
-
- Added a hint about what information you must communicate to customers when informing them of account closure.
- Updated the list of criteria that must be checked prior to automated account closure.
- Clarified the legal vs. technical account closure date and when each occurs.
- Added a hint about initiating ACRs with reasons other than
CUSTOMER_WISH
or for accounts with compliance blocks.
- Business onboarding guide: Updated the whole guide with language and stylistic changes to make the information more concise, added a new dynamic onboarding overview diagram, made new reference links to the onboarding requirements guide for country-specific requirements.
- Customer Due Diligence guide: Updated the EDD process flow to include the new questions & answers feature, which replaces the support ticket flow.
- Onboarding requirements guide: Removed product availability diagram.
2023-03-28
Added
- Onboarding requirements guide: Added a new guide in the Get Started section that gives an overview of the different onboarding requirements according to the product, customer type, and branch.
Changed
- Legal and Compliance Screens: Moved under the new onboarding requirements guide.
- Webhooks documentation: Corrected the name of
DELEGATE_SCA_CHALLENGE
toDELEGATE_SCA_CANCEL
.
2023-03-23
Added
- Webhooks guide: Added a new section that describes all headers that are included in a webhook notification.
Changed
- Documentation for all webhook events has been migrated to OpenAPI format. Now all webhook event payloads are fully documented in the same way as the API specs, with descriptions for each header and property in a webhook notification.
2023-03-07
Added
- Card spending controls: Added new scope:
PARTNER_CARDHOLDERS
- Postbox: Added new
document_type
value:SINGLE_FEE_STATEMENT
- Terms and Conditions consent log: Added new request/response property:
document_name
Changed
- PATCH Update a person: Updated the list of request parameters to indicate the properties that can actually be updated by this call.
2023-03-06
Added
- New guide: Account Opening
- New guide: Questions and Answers
- Device Monitoring guide: Added an important hint that you may not create user activity without first collecting the customer's consent to device monitoring.
- Fourthline guide: Added a new step that customers must sign the terms & conditions of Namirial before starting the QES flow.
- Legal & compliance screens guide: Added a new screen for the self-declaration of politically exposed persons. Only relevant for customers opening an account in France, Italy, and Spain.
- Onboarding guides: Added information about Tax identification numbers (TIN) in France, such as syntax rules and examples. Additionally, collecting tax IDs is optional for customers whose tax residency is in France.
- B2B onboarding guides (Credit cards, Digital Banking, BKYC, Trade Finance, Business Fronting Factoring, Business Fronting): Added instructions about how to handle business legal representatives that are also legal entities.
Changed
- Legal & compliance screens guide Updated the legal text for the terms and conditions screen.
- Legal & compliance screens guide Updated the legal text for the customer information screen.
Deleted
-
Removed deprecated endpoints:
/v1/cards/{id}/limits/card_present
/v1/cards/{id}/limits/card_not_present
2023-02-22
Changed
- Credit Cards guides: Information about creating the SDD manadate has changed. The first 6 digits of the SDD mandate number must be a partner-specific string agreed upon by you and Solaris during the implementation phase.
- SEPA Instant Credit Transfers guide: Product flow diagram has been corrected to show that only the
CLEARED
status triggers the webhook notification.
2023-02-14
Added
-
Card creation & servicing guide: Added new transaction declined reasons:
LIST_CONTROL
SPENDING_LIMIT
- Cards visa tokenization API: Added new filter:
visa_token_number
2023-02-08
Changed
-
- Clarified the differences between the GET Simulate a Trade and GET Retrieve a Trade Price endpoints.
- Updated the list of all values to reflect the current state of the API (e.g., removed all instances of
min_amount
andmax_amount
and replaced them withfrom_asset_min_amount
andfrom_asset_max_amount
). - Clarified that a value of
null
forfrom_asset_max_amount
indicates that there is no limit for trading thefrom_asset
.
2023-02-06
Added
-
Cards API: New API endpoints:
- Credit Cards API: Added new field
repayment_type_switch_available_date
to the credit card application resource. -
Webhooks: Added new field
account_id
to the following webhooks:
Deleted
- [SEPA Instant Credit Transfer API]: Removed the
GET /v1/accounts/{account_id}/transactions/sepa_instant_credit_transfers/{id}
endpoint.
2023-01-30
Added
-
Business API: Added new values to the
legal_form
enum property:PRIVATE_PERSON
ADOR
AMT
KDOR
STIFTUNGEN
SECOKG
AGCOKG
AT_AMT
AT_KOR
AT_STI
AT_GMBH
FR_AE
FR_EI
LU_SECA
LU_ASBL
LU_FON
LU_SP
NL_VEREN
NL_STICHT
PL_SA
PL_SPZOO
PL_SE
PL_SKA
PL_SPK
PL_SPJ
PL_SELF_EMPLOYED
PL_OTHER
CH_DE_AG
CH_FR_SA
CH_IT_SA
CH_DE_GMBH
CH_FR_SARL
CH_IT_SAGL
CH_SE
CH_DE_KOMAG
CH_FR_SCA
CH_IT_SACA
CH_DE_KG
CH_FR_SCM
CH_IT_SAC
CH_DE_KIG
CH_FR_SNC
CH_IT_SNC
CH_DE_EG
CH_FR_SS
CH_IT_SS
CH_SELF_EMPLOYED
CH_SOLE_PROPRIETORSHIP
TR_ADI_SIR
TR_AS
TR_LS
TR_KOM_STI
TR_KOLL_STI
TR_SELF_EMPLOYED
TR_SOLE_PROPRIETORSHIP
RO_SA
RO_SRL
RO_SCA
RO_SCS
RO_SNC
RO_SELF_EMPLOYED
RO_SOLE_PROPRIETORSHIP
RS_AD
RS_DOO
RS_KD
RS_OD
RS_SELF_EMPLOYED
RS_SOLE_PROPRIETORSHIP
HR_DD
HR_DOO
HR_JDOO
HR_KD
HR_JTD
HR_SELF_EMPLOYED
HR_SOLE_PROPRIETORSHIP
HR_ORTA
BG_AD
BG_OOD
BG_KDA
BG_KD
BG_SD
BG_SELF_EMPLOYED
BG_SOLE_PROPRIETORSHIP
SI_DD
SI_DOO
SI_KDD
SI_KD
SI_DNO
SI_SELF_EMPLOYED
SI_SOLE_PROPRIETORSHIP
HU_NYRT
HU_KFT
HU_BT
HU_KKT
HU_SOLE_PROPRIETORSHIP
HU_SELF_EMPLOYED
HU_ORTA
Deleted
- Business API: Removed hint from POST Create a beneficial owner for a business about mandatory tax information collection.
2023-01-27
Added
- Postbox guide New document type
FEE_SUMMARY_STATEMENT
is now available via Postbox to customers in Spain. - API standards Added a link to Master Card merchant category codes reference manual.
Changed
- Person onboarding guide The text for the account opening button has changed to include that it's subject to a charge.
- Business onboarding guide Added a note that
voting_share
is not mandatory in case of fictitious beneficial owners. - Cards API Updated enum list for possible card types with a note that we don't list all possible values for the card
type
property, but only an indicative list. - 3DS guide Corrected the order of the authentication steps.
2023-01-24
Changed
-
[Cards API] Solaris now offers two endpoints for Encrypted PIN Change:
- POST Change PIN with Change Request: Changes the card's PIN without a Change Request. Note that this endpoint includes Device Monitoring.
- POST Change PIN: Changes the card's PIN using a Change Request.
-
[Solaris Digital Assets - Brokerage API] Changed some properties for the TradingPrice resource:
precision
was renamed toprice_precision
min
amount was changed tofrom_asset_min_amount
- Added corresponding
from_asset_max_amount
property
2023-01-20
Added
- [Legal & Compliance screens guide] Added screenshots of sample screens.
- [Overdrafts API] New property added to GET Overdraft endpoints (all customer types):
interest_accrued
- [Solaris Digital Assets API] New attribute for
TradingPair
resources:max_amount
- [Solaris Digital Assets API] New endpoint added: GET Simulate a Trade for a given Trading Pair
Changed
-
[Legal & Compliance screens guide]
- Noted that you must also collect consent for Solaris' Terms & Conditions for all business legal representatives and authorized persons during signup.
- Clarified that T&C consent during onboarding must be passed in the person or business resource, not the Terms and Conditions API.
- [Solaris Digital Assets API] The GET Get the trade price of a Trading
Pair
endpoint no longer returns
traded_to_amount
ortraded_from_amount
properties. - [Solaris Digital Assets - Brokerage guide] Partners are now requested to use GET Simulate a Trade for a given Trading Pair for displaying the price of a Trade to an end user prior to conducting a Trade.
2023-01-13
Added
- [API reference - Errors guide] Added a new section about API error handling and how to request support from Solaris.
- [Strong Customer Authentication] Added more information about SCA login requirements.
- [Webhooks guide] Added a new recommendation about generating a signature hash for content verification.
Changed
- [Account management guide] Changed booking type
CANCELLATION_CARD_TRANSACTION
toCancellationCardTransaction
. - [Mobile Number Management guide] Clarified that a verified mobile number is mandatory for all customers in all branches, not just Italy & Spain.
2023-01-11
Added
- [Business fronting API] Added property
factoring_fee
in the POST Create business fronting loan or fronting factoring application endpoint. - [Business fronting API] Added value
VAT_TRANSFER
for thetag
property in the POST Trigger a partial loan payout for a business fronting factoring endpoint. - [Card spending controls] Added information about the PARTNER_CARDS_DEFAULT scope for card spending limit controls.
- [Instant Card Top-Ups] New webhook event added: ACQUIRER_TOPUP_PAYMENT_FAILED.
- [Instant Card Top-Ups API] New endpoint added: POST Cancel a Top-Up
- [Overdrafts] New webhook event added: OVERDRAFT_LIMIT_CHANGE.
Changed
-
[Instant Card Top-Ups] Clarified some points in the guide:
- The
ACQUIRER_TOPUP_DECLINED
webhook event will only trigger when Solaris declines a Top-Up transaction. If a customer's payment attempt fails, then theACQUIRER_TOPUP_PAYMENT_FAILED
webhook event will trigger. - The guide has been updated with instructions on how to cancel a Top-Up.
- Clarified the definitions of each Top-Up status value in the appendix to reflect the above changes.
- The
- [Overdrafts] Updated the guides to indicate that Overdrafts monitoring is optional.
- [SEPA Instant Credit Transfer] Clarified that the GET Check the reachability of an IBAN endpoint only checks the reachability of the recipient's bank, not of the individual IBAN.
Deleted
- [SEPA transfers API] Removed all
GET
endpoints for SEPA Direct Debit returns. - [Transactions API] Removed all Partner remittances endpoints.
2023-01-10
Added
-
New guide and API reference for SEPA Instant Credit Transfers are added:
- Customer Due Diligence guide CDD process is now also mandatory for B2B customers. Added the B2B flow for CDD monitoring and validation, as well as process diagrams.
- Video identification guide. Added preconditions that must be met for video identification integration.
- Account Closure guide and Splitpay guides. Added a note about Splitpay termination in case of account closure to the account closure guide and the Splitpay guides.
- Card spending controls guide. Added a note about the internal scope
PARTNER_CARDS_DEFAULT
, which can only be set by Solaris.
2022-12-21
Added
-
[SDA Custody - Account management] Added an example for creating an Account of type
TOKEN
.Deleted
- [Device monitoring] Removed POST Create a person from the list of actions that require device monitoring. Removed the
device_data
property from the API docs for this endpoint.
2022-12-20
Changed
- The company legal name was changed from "Solarisbank AG" to "Solaris SE."
2022-12-16
Added
- [Business onboarding] Important: Collecting tax information from all natural persons associated with a business (e.g., legal representatives, beneficial owners, and any authorized person) is now mandatory in all branches and for any banking product, including Digital Banking, Cards and Lending products, such as Fronting and Fronting Factoring.
- [Business onboarding] Important: Collecting valid addresses from all natural persons associated with a business (e.g., legal representatives, beneficial owners, and any authorized person) is now mandatory in all branches and for any banking product, including Digital Banking, Cards and Lending products, such as Fronting and Fronting Factoring.
- [Cards API] Added new endpoint for testing card transactions: POST /v1/cards/{card_id}/simulator_transactions
- [Webhooks] New cards webhook added: DELEGATE_SCA_CHALLENGE. This webhook notifies you when a customer declines the authentication process for a 3DS transaction.
Changed
- [Loans API] Corrected the attribute type of installment
number
tostring
in GET Retrieve a loan schedule - [Webhooks] Corrected the example payload for the CARD_AUTHORIZATION_DECLINE_V2 webhook.
2022-12-14
Added
- [AML update guide] Added a table of required data points to confirm for each branch (i.e., not just DE).
- [Cards push provisioning] Added
400
response example to all cards push provisioning API endpoints. - [Clearing transactions] Added
initiator_reference
property to all clearing transaction API endpoints. -
[Device monitoring]
- Updated the device monitoring guide with information about how a customer may withdraw their GDPR cookie consent.
- Added a new API endpoint: PATCH Update user consent for device monitoring.
Deleted
- POST Create a card: Removed
card_configuration_id
property.
2022-12-05
Added
- Authentication guides Created a new section under Guides to group all authentication guides together and explain how they are related.
- Moved Device binding and Strong Customer Authentication guides to the new authentication section.
- [Cards creation and servicing] Added new appendix describing card status flows.
Changed
-
- Added a note to notify customers immediately about account closures initiated by Solaris.
2022-11-25
Added
-
New consumer overdraft API endpoints:
Deleted
- [Cards creation and servicing] Removed
DUPLICATE_TRASACTION_TYPE
from the list of transaction decline reasons (V2).
2022-11-18
Added
- [Account management guide] Added SepaInstantCreditTransfer to the list of booking types.
- [Fourthline guide] Added Proof of Address requirement.
- [Fourthline guide] Added missing upload a QES document step.
- [Business/Consumer/Freelancer Overdrafts guides] Added a note about overdraft information included on statements of account & bank statements.
Changed
- [Cards servicing guide] Updated the transaction decline reasons table (V2) with the correct values.
- [Encrypted PIN change guide] Clarified the need to use the restricted key when requesting a PIN change.
- [SEPA Direct Debit guide] Marked the SEPA Direct Debit for Business/Freelancers product as legacy.
- PATCH /persons/{person_id}/identifications/{id}/authorize: Removed "Bankident only" from the title and removed note about the IdentHub SDK.
- PATCH /persons/{person_id}/identifications/{id}/confirm: Removed "Bankident only" from the title and removed note about the IdentHub SDK.