Digital Banking

Digital Banking


Solaris' Digital Banking product allows you to offer current accounts to retail (B2C), freelance, and business (B2B) customers. These are fully-fledged bank accounts with German, French, Italian, or Spanish IBANs (depending on which branch you use).

With Solaris' current accounts, your customers will have full access to the SEPA network and can make SEPA Direct Debit and SEPA Credit Transfer transactions. You can also issue debit cards to them (VISA or MasterCard) with your own custom designs.

Get started with Solaris' Digital Banking product

If you are currently integrating Solaris in your solution for the first time, then please see the Get started guide for detailed step-by-step instructions on how to do so.

Digital Banking APIs

See the comprehensive API reference for full descriptions of every endpoint in the Solaris API.

What's in this section:

See the links in the left-hand navigation about how to manage your customers' accounts, how to set up proper security protocols for the accounts, and how to handle Digital Banking payments in your solution.

Non-German bank accounts

Solaris offers two options for opening bank accounts to customers outside of Germany:

  • Passporting: Solaris opens a bank account with a German IBAN for a customer residing outside of Germany within the European Economic Area (EEA). This account is subject to rules and regulations from BaFin, the German financial supervisory authority.
  • Branching: Solaris opens a bank account with a local IBAN for a customer residing within a country where Solaris has a branch, subject to the rules of that country's financial supervisory authority. Currently, Solaris offers branching in the following countries:
    • France
    • Italy
    • Spain

How do I open bank accounts for customers outside of Germany?

The Get started guide is designed to cover the process of onboarding customers in every branch. See the following guides for more information:


Each country where Solaris has a branch has its own requirements for customer data points that you must collect. See the onboard a person guide for information about which points are required for each country.