[6] Mandatory features
After onboarding your customers, you must implement certain mandatory features prior to going live with your solution.
The following subsections will highlight the mandatory features required for each product.
Digital Banking & Cards
note
If your solution uses credit cards and does not include Digital Banking accounts, do not implement the Account Closure feature. See the respective credit card integration guide for information on the credit card termination process.
For all Digital Banking & Cards products, the following mandatory features must be implemented before going live:
Know Your Customer (KYC)
Compliance requirements
- Terms & Conditions Consent Log
- Seizures
- GDPR deletion requests
- Account closure
- Postbox
- AML update process
- Questions and Answers
Authentication & authorization
Digital Banking & Cards
- Account management
- Cards creation and servicing
- Cards Smart Agent
- Encrypted PIN change
- Foreign exchange markup
Lending
For lending only products, the following mandatory features must be implemented before going live:
| Product | Mandatory features |
|---|---|
| Fronting Factoring B2B |
|
| Fronting B2B |
|
| Fronting B2C |
|
| Loans B2C |
|
| Splitpay B2C |
|
| Splitpay Freelancers |
|
Mandatory webhook events
For compliance purposes, all partners must subscribe to the following webhook events irrespective of the product:
Additionally, each product will have its own set of mandatory webhook events. You can find these listed under the respective product guide.
