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Splitpay Overview

This section contains all information about Solaris' Splitpay products, including key concepts and the necessary endpoints for creating, activating, and servicing Splitpay applications.

What is Splitpay?

Solaris' Splitpay is a revolving credit product that combines a credit line with single installment loans to offer a unique "Buy Now, Pay Later" model.

How does it work?

Customers apply for a credit line through your frontend. Based on the credit scoring results, Solaris offers the customer a credit line with a specific limit for an unlimited term (or renewable 12-month term in France). Within this credit line limit, customers can instantly apply for single installment loans to finance specific purchases.

Solaris Splitpay products

Our API-enabled Splitpay solutions are available to existing current account holders and new customers. It is currently offered to the following segments:

  • Consumers (Retail customers)
  • Freelancers
  • Consumer Splitpay is available in Germany and France.
  • Freelancer Splitpay is currently available only in Germany.

Splitpay guides

Select the customer segment to view the specific integration guide.

API reference

Explore the technical API specifications for Splitpay.