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/Consumer fronting

Fronting (1.0)

Download OpenAPI description
fronting.json
fronting.yaml
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Servers
Mock Server

https://docs.solarisgroup.com/_mock/api-reference/lending/fronting/

Consumer fronting

Operations

Create consumer fronting loan application

Request

Creates a consumer fronting loan application and assigns it to the person with the person_id specified in the request URL. The payload of this endpoint includes all the required financial information and account data about the customer, which the credit scorer uses to initiate a series of credit checks to determine the customer's credit risk and eligibility.

Path
person_idstringrequired

The person ID of the customer applying for a fronting loan.

Bodyapplication/json

The application attributes

number_of_kidsintegerrequired

The number of kids the customer has.

Example: 1
living_situationstringrequired

The customer's living situation.

Enum"LIVING_WITH_PARENTS""LIVING_IN_RENTED_HOUSE""LIVING_IN_OWN_HOUSE"
Example: "LIVING_IN_RENTED_HOUSE"
living_situation_amountobject(SolarisToolkit.Web.Money)required
Example: {"currency":"EUR","unit":"cents","value":1000}
living_situation_amount.​valueintegerrequired

The amount value

Example: 1000
living_situation_amount.​currencystringrequired

The currency of the given value. Only EURO is currently supported.

Example: "EUR"
living_situation_amount.​unitstringrequired

The unit of the given value.

Value"cents"
Example: "cents"
loan_purposestring<= 255 charactersrequired

The purpose of the loan.

Example: "Buying a car"
net_income_amountobject(SolarisToolkit.Web.Money)required
Example: {"currency":"EUR","unit":"cents","value":1000}
net_income_amount.​valueintegerrequired

The amount value

Example: 1000
net_income_amount.​currencystringrequired

The currency of the given value. Only EURO is currently supported.

Example: "EUR"
net_income_amount.​unitstringrequired

The unit of the given value.

Value"cents"
Example: "cents"
private_insurance_amountobject(SolarisToolkit.Web.Money)required
Example: {"currency":"EUR","unit":"cents","value":1000}
private_insurance_amount.​valueintegerrequired

The amount value

Example: 1000
private_insurance_amount.​currencystringrequired

The currency of the given value. Only EURO is currently supported.

Example: "EUR"
private_insurance_amount.​unitstringrequired

The unit of the given value.

Value"cents"
Example: "cents"
repayment_day_of_monthintegerrequired

The day of the month when the customer pays the loan installment.

Example: 1
requested_loan_termintegerrequired

The number of months over which the loan will be repaid, as requested by the customer.

Example: 24
requested_loan_amountobject(SolarisToolkit.Web.Money)required
Example: {"currency":"EUR","unit":"cents","value":1000}
requested_loan_amount.​valueintegerrequired

The amount value

Example: 1000
requested_loan_amount.​currencystringrequired

The currency of the given value. Only EURO is currently supported.

Example: "EUR"
requested_loan_amount.​unitstringrequired

The unit of the given value.

Value"cents"
Example: "cents"
requested_interest_ratenumber(float)required

The requested interest rate to apply to the fronting loan.

Example: 0.02
existing_credit_repayment_excluding_mortgageobject(SolarisToolkit.Web.Money)required
Example: {"currency":"EUR","unit":"cents","value":1000}
existing_credit_repayment_excluding_mortgage.​valueintegerrequired

The amount value

Example: 1000
existing_credit_repayment_excluding_mortgage.​currencystringrequired

The currency of the given value. Only EURO is currently supported.

Example: "EUR"
existing_credit_repayment_excluding_mortgage.​unitstringrequired

The unit of the given value.

Value"cents"
Example: "cents"
transaction_descriptionstring<= 70 charactersrequired

The transaction reference, which the recipient will see. Only use characters allowed by SEPA in this field.

partner_snapshot_allowedbooleanrequired

A field to indicate whether it's allowed for you to create an account snapshot for the customer or not.

agionumber(float)

The credit commission amount.

Default 0
Example: 0
credit_record_idstring or null

The unique ID of a customer's credit record.

Example: "fbb7d15fa4c54ba0b077592665ef04a4ccrd"
debt_burden_rationumber or null(float)

The ratio of the customer's total monthly outgoing payments (including installments towards loans and credit cards) to their total income. (0.0 means 0%, 100.0 means 100%, 1.0 means 1%)

effective_interest_ratenumber or null(float)

The effective annual interest rate to apply to the fronting loan.

Example: 0.04
employment_sincestring or null(date)

The date when the customer started their current employment.

Example: "2019-08-24"
employment_untilstring or null(date)

The date when the customer ended an employment.

is_joint_applicationboolean or null

A field to indicate whether the application is a joint application or not.

moved_in_last_two_yearsboolean or null

Field to indicate whether the customer has moved and changed addresses in the last two years.

partner_reference_numberstring or null<= 255 characters

Your internal reference number for the customer.

partner_scorestring or null<= 255 characters

The score assigned to the customer by your internal scoring flow.

payout_datestring or null(date)

The date when the loan was paid out to the customer.

Example: "2021-08-24"
probability_of_defaultnumber or null(float)

The percentage of the customer's probability of default as scored by your internal scoring system. (0.0 means 0%, 100.0 means 100%, 1.0 means 1%)

recipient_ibanstring or null

The IBAN of the loan's recipient to which the loan will be paid out.

Example: "DE92370601930002130041"
recipient_namestring or null<= 255 characters

The name of the loan recipient.

Example: "Max Mustermann"
total_interest_amountobject or null(SolarisToolkit.Web.Money.Optional)
Example: {"currency":"EUR","unit":"cents","value":1000}
total_principle_amountobject or null(SolarisToolkit.Web.Money.Optional)
Example: {"currency":"EUR","unit":"cents","value":1000}
total_repaid_loan_amountobject or null(SolarisToolkit.Web.Money.Optional)
Example: {"currency":"EUR","unit":"cents","value":1000}
transaction_end_to_end_idstring^([A-Za-z0-9]|[+\?/\-:\(\)\.,']){0,35}$

SEPA identifier (provided by the end customer who initiated the SEPA transaction), routed through the whole payment process. (Max 35 characters without whitespace)

Example: "123322332"
application/json
{
  "agio": 0,
  "credit_record_id": "fbb7d15fa4c54ba0b077592665ef04a4ccrd",
  "debt_burden_ratio": 0.1,
  "effective_interest_rate": 0.04,
  "employment_since": "2019-08-24",
  "employment_until": "2019-08-24",
  "existing_credit_repayment_excluding_mortgage": {
    "currency": "EUR",
    "unit": "cents",
    "value": 1000
  },
  "is_joint_application": true,
  "living_situation": "LIVING_IN_RENTED_HOUSE",
  "living_situation_amount": {
    "currency": "EUR",
    "unit": "cents",
    "value": 1000
  },
  "loan_purpose": "Buying a car",
  "moved_in_last_two_years": true,
  "net_income_amount": {
    "currency": "EUR",
    "unit": "cents",
    "value": 1000
  },
  "number_of_kids": 1,
  "partner_reference_number": "string",
  "partner_score": "string",
  "partner_snapshot_allowed": true,
  "payout_date": "2021-08-24",
  "private_insurance_amount": {
    "currency": "EUR",
    "unit": "cents",
    "value": 1000
  },
  "probability_of_default": 0.1,
  "recipient_iban": "DE92370601930002130041",
  "recipient_name": "Max Mustermann",
  "repayment_day_of_month": 1,
  "requested_interest_rate": 0.02,
  "requested_loan_amount": {
    "currency": "EUR",
    "unit": "cents",
    "value": 1000
  },
  "requested_loan_term": 24,
  "total_interest_amount": {
    "currency": "EUR",
    "unit": "cents",
    "value": 1000
  },
  "total_principle_amount": {
    "currency": "EUR",
    "unit": "cents",
    "value": 1000
  },
  "total_repaid_loan_amount": {
    "currency": "EUR",
    "unit": "cents",
    "value": 1000
  },
  "transaction_description": "string",
  "transaction_end_to_end_id": "123322332"
}

Responses

Application

Bodyapplication/json
idstringrequired

The unique ID of a consumer fronting loan application.

Example: "504f3c3659e14079a6941fe5b7a75eaacfla"
person_idstringrequired

The person ID of the customer applying for a fronting loan.

Example: "dc1a6812a14f6cc338cd084208535bcdcper"
partner_idstringrequired

The unique partner ID on Solaris' system.

statusstringrequired

The status of the consumer fronting loan application.

Enum"account_snapshot_pending""scoring_pending""offered""identification_trigger_pending""identification_pending""accepted""rejected""expired""loan_created""binding_offer_scoring_pending"
Example: "identification_pending"
loan_purposestringrequired

The purpose of the loan.

Example: "Buying a car"
requested_loan_amountobject(SolarisToolkit.Web.Money)required
Example: {"currency":"EUR","unit":"cents","value":1000}
requested_loan_amount.​valueintegerrequired

The amount value

Example: 1000
requested_loan_amount.​currencystringrequired

The currency of the given value. Only EURO is currently supported.

Example: "EUR"
requested_loan_amount.​unitstringrequired

The unit of the given value.

Value"cents"
Example: "cents"
transaction_descriptionstringrequired

The transaction reference, which the recipient will see. Only use characters allowed by SEPA in this field.

partner_snapshot_allowedbooleanrequired

A field to indicate whether it's allowed for the partner to create an account snapshot for the customer or not.

Example: true
agionumber(float)required

The credit commission amount.

Example: 0
account_snapshot_idstring or null

The unique ID of a customer's account snapshot.

Example: "2a9fbb2fc5be45f7b8ca782c45715576snap"
credit_record_idstring or null

The unique ID of a customer's credit record.

Example: "fbb7d15fa4c54ba0b077592665ef04a4ccrd"
debt_burden_rationumber or null(float)

The ratio of the customer's total monthly outgoing payments (including installments towards loans and credit cards) to their total income.

decisionstring

Solaris' decision on the consumer fronting loan application.

effective_interest_ratenumber or null

The effective annual interest rate to apply to the fronting loan.

Example: 0.04
identification_origination_idstring or null

The unique ID of the identification origination resource created for a customer in the scope of a fronting loan application.

Example: "ccf79efa8b5c4a5594d43b73e58acfb3io"
net_income_amountobject or null(SolarisToolkit.Web.Money.Optional)
Example: {"currency":"EUR","unit":"cents","value":1000}
partner_reference_numberstring or null

Your internal reference number for the customer.

partner_scorestring or null

The score assigned to the customer by your internal scoring flow.

payout_datestring or null(date)

The date when the loan was paid out to the customer.

probability_of_defaultnumber or null(float)

The percentage of the customer's probability of default as scored by your internal scoring system. (0.0 means 0%, 100.0 means 100%, 1.0 means 1%)

recipient_ibanstring or null

The IBAN of the loan's recipient to which the loan will be paid out.

Example: "DE92370601930002130041"
recipient_namestring or null

The name of the loan recipient.

Example: "Max Mustermann"
requested_interest_ratenumber or null

The requested interest rate to apply to the fronting loan.

Example: 0.02
requested_loan_terminteger or null

The number of months over which the loan will be repaid, as requested by the customer.

Example: 24
total_interest_amountobject or null(SolarisToolkit.Web.Money.Optional)
Example: {"currency":"EUR","unit":"cents","value":1000}
total_principle_amountobject or null(SolarisToolkit.Web.Money.Optional)
Example: {"currency":"EUR","unit":"cents","value":1000}
total_repaid_loan_amountobject or null(SolarisToolkit.Web.Money.Optional)
Example: {"currency":"EUR","unit":"cents","value":1000}
transaction_end_to_end_idstring or null

SEPA identifier (provided by the end customer who initiated the SEPA transaction), routed through the whole payment process. (Max 35 characters without whitespace)

Example: "123322332"
Response
application/json
{
  "account_snapshot_id": "2a9fbb2fc5be45f7b8ca782c45715576snap",
  "agio": 0,
  "credit_record_id": "fbb7d15fa4c54ba0b077592665ef04a4ccrd",
  "debt_burden_ratio": 0.1,
  "decision": "string",
  "effective_interest_rate": 0.04,
  "id": "504f3c3659e14079a6941fe5b7a75eaacfla",
  "identification_origination_id": "ccf79efa8b5c4a5594d43b73e58acfb3io",
  "loan_purpose": "Buying a car",
  "net_income_amount": {
    "currency": "EUR",
    "unit": "cents",
    "value": 1000
  },
  "partner_id": "string",
  "partner_reference_number": "string",
  "partner_score": "string",
  "partner_snapshot_allowed": true,
  "payout_date": "2019-08-24",
  "person_id": "dc1a6812a14f6cc338cd084208535bcdcper",
  "probability_of_default": 0.1,
  "recipient_iban": "DE92370601930002130041",
  "recipient_name": "Max Mustermann",
  "requested_interest_rate": 0.02,
  "requested_loan_amount": {
    "currency": "EUR",
    "unit": "cents",
    "value": 1000
  },
  "requested_loan_term": 24,
  "status": "identification_pending",
  "total_interest_amount": {
    "currency": "EUR",
    "unit": "cents",
    "value": 1000
  },
  "total_principle_amount": {
    "currency": "EUR",
    "unit": "cents",
    "value": 1000
  },
  "total_repaid_loan_amount": {
    "currency": "EUR",
    "unit": "cents",
    "value": 1000
  },
  "transaction_description": "string",
  "transaction_end_to_end_id": "123322332"
}

Retrieve consumer fronting loan application

Request

Returns the current status and details of an existing consumer fronting loan application. Alternatively, you can subscribe to the webhook event CONSUMER_FRONTING_APPLICATION to receive status updates on the application.

Path
person_idstringrequired

The person ID of the customer applying for a fronting loan.

application_idstringrequired

The unique ID of a consumer fronting loan application.

No request payload

Responses

Application

Bodyapplication/json
idstringrequired

The unique ID of a consumer fronting loan application.

Example: "504f3c3659e14079a6941fe5b7a75eaacfla"
person_idstringrequired

The person ID of the customer applying for a fronting loan.

Example: "dc1a6812a14f6cc338cd084208535bcdcper"
partner_idstringrequired

The unique partner ID on Solaris' system.

statusstringrequired

The status of the consumer fronting loan application.

Enum"account_snapshot_pending""scoring_pending""offered""identification_trigger_pending""identification_pending""accepted""rejected""expired""loan_created""binding_offer_scoring_pending"
Example: "identification_pending"
loan_purposestringrequired

The purpose of the loan.

Example: "Buying a car"
requested_loan_amountobject(SolarisToolkit.Web.Money)required
Example: {"currency":"EUR","unit":"cents","value":1000}
requested_loan_amount.​valueintegerrequired

The amount value

Example: 1000
requested_loan_amount.​currencystringrequired

The currency of the given value. Only EURO is currently supported.

Example: "EUR"
requested_loan_amount.​unitstringrequired

The unit of the given value.

Value"cents"
Example: "cents"
transaction_descriptionstringrequired

The transaction reference, which the recipient will see. Only use characters allowed by SEPA in this field.

partner_snapshot_allowedbooleanrequired

A field to indicate whether it's allowed for the partner to create an account snapshot for the customer or not.

Example: true
agionumber(float)required

The credit commission amount.

Example: 0
account_snapshot_idstring or null

The unique ID of a customer's account snapshot.

Example: "2a9fbb2fc5be45f7b8ca782c45715576snap"
credit_record_idstring or null

The unique ID of a customer's credit record.

Example: "fbb7d15fa4c54ba0b077592665ef04a4ccrd"
debt_burden_rationumber or null(float)

The ratio of the customer's total monthly outgoing payments (including installments towards loans and credit cards) to their total income.

decisionstring

Solaris' decision on the consumer fronting loan application.

effective_interest_ratenumber or null

The effective annual interest rate to apply to the fronting loan.

Example: 0.04
identification_origination_idstring or null

The unique ID of the identification origination resource created for a customer in the scope of a fronting loan application.

Example: "ccf79efa8b5c4a5594d43b73e58acfb3io"
net_income_amountobject or null(SolarisToolkit.Web.Money.Optional)
Example: {"currency":"EUR","unit":"cents","value":1000}
partner_reference_numberstring or null

Your internal reference number for the customer.

partner_scorestring or null

The score assigned to the customer by your internal scoring flow.

payout_datestring or null(date)

The date when the loan was paid out to the customer.

probability_of_defaultnumber or null(float)

The percentage of the customer's probability of default as scored by your internal scoring system. (0.0 means 0%, 100.0 means 100%, 1.0 means 1%)

recipient_ibanstring or null

The IBAN of the loan's recipient to which the loan will be paid out.

Example: "DE92370601930002130041"
recipient_namestring or null

The name of the loan recipient.

Example: "Max Mustermann"
requested_interest_ratenumber or null

The requested interest rate to apply to the fronting loan.

Example: 0.02
requested_loan_terminteger or null

The number of months over which the loan will be repaid, as requested by the customer.

Example: 24
total_interest_amountobject or null(SolarisToolkit.Web.Money.Optional)
Example: {"currency":"EUR","unit":"cents","value":1000}
total_principle_amountobject or null(SolarisToolkit.Web.Money.Optional)
Example: {"currency":"EUR","unit":"cents","value":1000}
total_repaid_loan_amountobject or null(SolarisToolkit.Web.Money.Optional)
Example: {"currency":"EUR","unit":"cents","value":1000}
transaction_end_to_end_idstring or null

SEPA identifier (provided by the end customer who initiated the SEPA transaction), routed through the whole payment process. (Max 35 characters without whitespace)

Example: "123322332"
Response
application/json
{
  "account_snapshot_id": "2a9fbb2fc5be45f7b8ca782c45715576snap",
  "agio": 0,
  "credit_record_id": "fbb7d15fa4c54ba0b077592665ef04a4ccrd",
  "debt_burden_ratio": 0.1,
  "decision": "string",
  "effective_interest_rate": 0.04,
  "id": "504f3c3659e14079a6941fe5b7a75eaacfla",
  "identification_origination_id": "ccf79efa8b5c4a5594d43b73e58acfb3io",
  "loan_purpose": "Buying a car",
  "net_income_amount": {
    "currency": "EUR",
    "unit": "cents",
    "value": 1000
  },
  "partner_id": "string",
  "partner_reference_number": "string",
  "partner_score": "string",
  "partner_snapshot_allowed": true,
  "payout_date": "2019-08-24",
  "person_id": "dc1a6812a14f6cc338cd084208535bcdcper",
  "probability_of_default": 0.1,
  "recipient_iban": "DE92370601930002130041",
  "recipient_name": "Max Mustermann",
  "requested_interest_rate": 0.02,
  "requested_loan_amount": {
    "currency": "EUR",
    "unit": "cents",
    "value": 1000
  },
  "requested_loan_term": 24,
  "status": "identification_pending",
  "total_interest_amount": {
    "currency": "EUR",
    "unit": "cents",
    "value": 1000
  },
  "total_principle_amount": {
    "currency": "EUR",
    "unit": "cents",
    "value": 1000
  },
  "total_repaid_loan_amount": {
    "currency": "EUR",
    "unit": "cents",
    "value": 1000
  },
  "transaction_description": "string",
  "transaction_end_to_end_id": "123322332"
}

Link an account snapshot to a consumer fronting loan application

Request

Links a customer's account snapshot to their fronting loan application. You must include the account_snapshot_id in the payload of this endpoint. After the account snapshot is linked to the loan application, the application status transitions to scoring_pending.

Path
person_idstringrequired

The person ID of the customer applying for a fronting loan.

application_idstringrequired

The unique ID of a consumer fronting loan application.

Bodyapplication/json

Account Snapshot link

account_snapshot_idstringrequired

The unique ID of a customer's account snapshot.

Example: "6c8f81a234df4052a9cde197577347b7snap"
application/json
{
  "account_snapshot_id": "6c8f81a234df4052a9cde197577347b7snap"
}

Responses

No Content

Response
No content

Link a customer identification origination to a consumer fronting loan application

Request

Links the identification origination resource created for a customer to their fronting loan application. You must add the person_id and the application_id in the request URL and add the identification_origination_id in the request body.

Path
person_idstringrequired

The person ID of the customer applying for a fronting loan.

application_idstringrequired

The unique ID of a consumer fronting loan application.

Bodyapplication/json

Put request

identification_origination_idstringrequired

The unique ID of an identification origination resource created for a customer in the scope of a loan application.

Example: "589e12da53154010ad180894acbe07ebio"
application/json
{
  "identification_origination_id": "589e12da53154010ad180894acbe07ebio"
}

Responses

No Content

Response
No content

Trigger loan payout for a consumer fronting loan application

Request

Triggers the loan payout process to the respective customer. You must add the settlement_account_iban in the request body, which is a Solaris account, from which the loan amount is transferred to the customer's account.

Path
person_idstringrequired

The person ID of the customer applying for a fronting loan.

application_idstringrequired

The unique ID of a consumer fronting loan application.

Bodyapplication/json

Attributes required for a payout request

settlement_account_ibanstringrequired

The Solaris settlement account from which the loan amount is transferred to the customer's account.

Example: "DE07110101014503906016"
application/json
{
  "settlement_account_iban": "DE07110101014503906016"
}

Responses

Loan

Bodyapplication/json
idstringrequired

The unique ID of the fronting loan, generated after a loan is created for the customer.

Example: "620b95f7987243d398c2621c889a2039cflo"
application_idstringrequired

The unique ID of a consumer fronting loan application.

Example: "504f3c3659e14079a6941fe5b7a75eaacfla"
agionumber(float)required

The credit commission amount.

Example: 0
durationintegerrequired

The number of months over which the loan will be repaid.

Example: 12
recipient_ibanstringrequired

The IBAN of the loan's recipient to which the loan will be paid out.

Example: "DE92370601930002130041"
recipient_namestringrequired

The name of the loan recipient.

Example: "Max Mustermann"
requested_interest_ratenumber(float)required

The interest rate to apply to the fronting loan.

Example: 0.04
amountobject(SolarisToolkit.Web.Money)required
Example: {"currency":"EUR","unit":"cents","value":1000}
amount.​valueintegerrequired

The amount value

Example: 1000
amount.​currencystringrequired

The currency of the given value. Only EURO is currently supported.

Example: "EUR"
amount.​unitstringrequired

The unit of the given value.

Value"cents"
Example: "cents"
collateral_account_ibanstringrequired

Your Solaris prefund account from which the full loan amount (agio + net loan amount) must be transferred to Solaris' settlement account.

Example: "DE85110101014480677574"
collection_account_ibanstringrequired

Your account to which the agio is transferred.

Example: "DE87110101001000057123"
settlement_account_ibanstringrequired

The Solaris settlement account from which the loan amount is transferred to the customer's account.

Example: "DE07110101014503906016"
statusstringrequired

The status of the consumer fronting loan.

Enum"payout_issued""payout_pending"
Example: "payout_issued"
Response
application/json
{
  "agio": 0,
  "amount": {
    "currency": "EUR",
    "unit": "cents",
    "value": 1000
  },
  "application_id": "504f3c3659e14079a6941fe5b7a75eaacfla",
  "collateral_account_iban": "DE85110101014480677574",
  "collection_account_iban": "DE87110101001000057123",
  "duration": 12,
  "id": "620b95f7987243d398c2621c889a2039cflo",
  "recipient_iban": "DE92370601930002130041",
  "recipient_name": "Max Mustermann",
  "requested_interest_rate": 0.04,
  "settlement_account_iban": "DE07110101014503906016",
  "status": "payout_issued"
}

Retrieve consumer fronting loan

Request

Returns all the details and status of an existing consumer fronting loan assigned to the person with the given person_id in the request URL.

Path
person_idstringrequired

The person ID of the customer who has the fronting loan.

loan_idstringrequired

The unique ID of a fronting loan associated with a specific customer.

No request payload

Responses

Loan

Bodyapplication/json
idstringrequired

The unique ID of the fronting loan, generated after a loan is created for the customer.

Example: "620b95f7987243d398c2621c889a2039cflo"
application_idstringrequired

The unique ID of a consumer fronting loan application.

Example: "504f3c3659e14079a6941fe5b7a75eaacfla"
agionumber(float)required

The credit commission amount.

Example: 0
durationintegerrequired

The number of months over which the loan will be repaid.

Example: 12
recipient_ibanstringrequired

The IBAN of the loan's recipient to which the loan will be paid out.

Example: "DE92370601930002130041"
recipient_namestringrequired

The name of the loan recipient.

Example: "Max Mustermann"
requested_interest_ratenumber(float)required

The interest rate to apply to the fronting loan.

Example: 0.04
amountobject(SolarisToolkit.Web.Money)required
Example: {"currency":"EUR","unit":"cents","value":1000}
amount.​valueintegerrequired

The amount value

Example: 1000
amount.​currencystringrequired

The currency of the given value. Only EURO is currently supported.

Example: "EUR"
amount.​unitstringrequired

The unit of the given value.

Value"cents"
Example: "cents"
collateral_account_ibanstringrequired

Your Solaris prefund account from which the full loan amount (agio + net loan amount) must be transferred to Solaris' settlement account.

Example: "DE85110101014480677574"
collection_account_ibanstringrequired

Your account to which the agio is transferred.

Example: "DE87110101001000057123"
settlement_account_ibanstringrequired

The Solaris settlement account from which the loan amount is transferred to the customer's account.

Example: "DE07110101014503906016"
statusstringrequired

The status of the consumer fronting loan.

Enum"payout_issued""payout_pending"
Example: "payout_issued"
Response
application/json
{
  "agio": 0,
  "amount": {
    "currency": "EUR",
    "unit": "cents",
    "value": 1000
  },
  "application_id": "504f3c3659e14079a6941fe5b7a75eaacfla",
  "collateral_account_iban": "DE85110101014480677574",
  "collection_account_iban": "DE87110101001000057123",
  "duration": 12,
  "id": "620b95f7987243d398c2621c889a2039cflo",
  "recipient_iban": "DE92370601930002130041",
  "recipient_name": "Max Mustermann",
  "requested_interest_rate": 0.04,
  "settlement_account_iban": "DE07110101014503906016",
  "status": "payout_issued"
}

Update a consumer fronting loan applications

Request

Path
person_idstringrequired

Person ID

application_idstringrequired

Application ID

Bodyapplication/json

Attributes required for a payout request

recipient_ibanstringrequired
recipient_namestringrequired
application/json
{
  "recipient_iban": "string",
  "recipient_name": "string"
}

Responses

No Content

Response
No content

Business fronting

Operations