# Retrieve consumer fronting loan application

Returns the current status and details of an existing consumer fronting loan application. Alternatively, you can subscribe to the webhook event CONSUMER_FRONTING_APPLICATION to receive status updates on the application.

Endpoint: GET /v1/consumers/persons/{person_id}/fronting_loan_applications/{application_id}
Version: 1.0

## Path parameters:

  - `person_id` (string, required)
    The person ID of the customer applying for a fronting loan.

  - `application_id` (string, required)
    The unique ID of a consumer fronting loan application.

## Response 200 fields (application/json):

  - `id` (string, required)
    The unique ID of a consumer fronting loan application.
    Example: "504f3c3659e14079a6941fe5b7a75eaacfla"

  - `person_id` (string, required)
    The person ID of the customer applying for a fronting loan.
    Example: "dc1a6812a14f6cc338cd084208535bcdcper"

  - `partner_id` (string, required)
    The unique partner ID on Solaris' system.

  - `status` (string, required)
    The status of the consumer fronting loan application.
    Enum: "account_snapshot_pending", "scoring_pending", "offered", "identification_trigger_pending", "identification_pending", "accepted", "rejected", "expired", "loan_created", "binding_offer_scoring_pending"

  - `loan_purpose` (string, required)
    The purpose of the loan.
    Example: "Buying a car"

  - `requested_loan_amount` (object, required)
    The loan amount requested by the customer.
    Example: {"currency":"EUR","unit":"cents","value":1000}

  - `requested_loan_amount.value` (integer, required)
    The amount value
    Example: 1000

  - `requested_loan_amount.currency` (string, required)
    The currency of the given value. Only EURO is currently supported.
    Example: "EUR"

  - `requested_loan_amount.unit` (string, required)
    The unit of the given value.
    Enum: "cents"

  - `transaction_description` (string, required)
    The transaction reference, which the recipient will see. Only use characters allowed by SEPA in this field.

  - `partner_snapshot_allowed` (boolean, required)
    A field to indicate whether it's allowed for the partner to create an account snapshot for the customer or not.
    Example: true

  - `agio` (number, required)
    The credit commission amount.

  - `account_snapshot_id` (string,null)
    The unique ID of a customer's account snapshot.
    Example: "2a9fbb2fc5be45f7b8ca782c45715576snap"

  - `credit_record_id` (string,null)
    The unique ID of a customer's credit record.
    Example: "fbb7d15fa4c54ba0b077592665ef04a4ccrd"

  - `debt_burden_ratio` (number,null)
    The ratio of the customer's total monthly outgoing payments (including installments towards loans and credit cards) to their total income.

  - `decision` (string)
    Solaris' decision on the consumer fronting loan application.

  - `effective_interest_rate` (number,null)
    The effective annual interest rate to apply to the fronting loan.
    Example: 0.04

  - `identification_origination_id` (string,null)
    The unique ID of the identification origination resource created for a customer in the scope of a fronting loan application.
    Example: "ccf79efa8b5c4a5594d43b73e58acfb3io"

  - `net_income_amount` (object,null)
    The customer's net income amount.
    Example: {"currency":"EUR","unit":"cents","value":1000}

  - `partner_reference_number` (string,null)
    Your internal reference number for the customer.

  - `partner_score` (string,null)
    The score assigned to the customer by your internal scoring flow.

  - `payout_date` (string,null)
    The date when the loan was paid out to the customer.

  - `probability_of_default` (number,null)
    The percentage of the customer's probability of default as scored by your internal scoring system. (0.0 means 0%, 100.0 means 100%, 1.0 means 1%)

  - `recipient_iban` (string,null)
    The IBAN of the loan's recipient to which the loan will be paid out.
    Example: "DE92370601930002130041"

  - `recipient_name` (string,null)
    The name of the loan recipient.
    Example: "Max Mustermann"

  - `requested_interest_rate` (number,null)
    The requested interest rate to apply to the fronting loan.
    Example: 0.02

  - `requested_loan_term` (integer,null)
    The number of months over which the loan will be repaid, as requested by the customer.
    Example: 24

  - `total_interest_amount` (object,null)
    The total interest amount.
    Example: {"currency":"EUR","unit":"cents","value":1000}

  - `total_principle_amount` (object,null)
    The total principal amount of the loan.
    Example: {"currency":"EUR","unit":"cents","value":1000}

  - `total_repaid_loan_amount` (object,null)
    The total amount the customer repaid from the loan.
    Example: {"currency":"EUR","unit":"cents","value":1000}

  - `transaction_end_to_end_id` (string,null)
    SEPA identifier (provided by the end customer who initiated the SEPA transaction), routed through the whole payment process. (Max 35 characters without whitespace)
    Example: "123322332"

## Response 403 fields (application/json):

  - `code` (string)
    Example: "unauthorized_action"

  - `detail` (string)
    Example: "Unauthorized action is not allowed."

  - `id` (string)
    Example: "a95f2aaf-4e0c-4d49-8021-8a16a884ed86"

  - `status` (string)
    Example: "403"

  - `title` (string)
    Example: "Unauthorized Action"

## Response 404 fields (application/json):

  - `code` (string)
    Example: "model_not_found"

  - `detail` (string)
    Example: "Couldn't find 'Account' for id 'DE24112233445566'."

  - `id` (string)
    Example: "a95f2aaf-4e0c-4d49-8021-8a16a884ed86"

  - `status` (string)
    Example: "404"

  - `title` (string)
    Example: "Model Not Found"