Skip to content
Webhooks
/
/
CREDIT_CARD_APPLICATION

Webhooks (1.0)

Download OpenAPI description
webhooks.json
webhooks.yaml
Languages
Servers
Mock Server
https://docs.solarisgroup.com/_mock/api-reference/onboarding/webhooks/

Webhook subscription

Operations

Webhook events

Webhooks

CONSUMER_OVERDRAFT_INTEREST_RATE_CHANGEWebhook

Request

The overdraft's interest_accrual_rate has been recalculated and updated due to a reference rate change.

Bodyapplication/json
idstringrequired

The ID of the overdraft.

interest_accrual_ratenumber(float)required

The new daily rate at which interest is accrued on the used amount of the overdraft.

effective_fromstring(date-time)required

The date and time in which the new interest accrual rate becomes effective.

application/json
{
  "id": "string",
  "interest_accrual_rate": 0.1,
  "effective_from": "2019-08-24T14:15:22Z"
}

Responses

Return 200 to indicate that you successfully received the webhook notification.

CREDIT_CARD_APPLICATIONWebhook

Request

The status of a credit card application has changed.

Bodyapplication/json
idstring

The ID of the credit card application.

Example: "6e6fefdcd553468fb04555499f060b18ccla"
external_customer_idstring

Arbitrary ID provided by you (e.g., membership ID).

customer_idstring

ID of the person who applied for the credit card.

Example: "0ba2211cab11af6094d60ead81f2bd9dcper"
account_idstring

ID of the Solaris account associated with the credit card.

Example: "c2a13abed3b0686ab5343aa748d7f2fecacc"
account_ibanstring

IBAN of the Solaris account associated with the credit card.

Example: "DE53110101013323159108"
reference_account_idstring

ID of the reference account associated with the credit card.

Example: "d1ed02309ca52b5e636e215ff82b2d52sddm"
statusstring

The current status of the credit card.

Enum"PENDING""IN_SCORING""PRE_APPROVED""FINALIZING""FINALIZED""DECLINED""TERMINATED""WAITING_FOR_IDENTIFICATION""IN_KNE_SCORING"
Example: "PENDING"
product_typestring

Indicates the type of credit card.

Enum"CONSUMER_CREDIT_CARD""FREELANCER_CREDIT_CARD""BUSINESS_CREDIT_CARD"
Example: "CONSUMER_CREDIT_CARD"
billing_start_datestring(date)

The start date of the current billing cycle.

Example: "2022-07-01"
billing_end_datestring(date)

The end date of the current billing cycle.

Example: "2022-07-28"
approved_limitobject
Example: {"value":20000,"unit":"cents","currency":"EUR"}
requested_limitobject
Example: {"value":50000,"unit":"cents","currency":"EUR"}
current_limitobject
Example: {"value":15000,"unit":"cents","currency":"EUR"}
decline_reasonsArray of strings

An array of reasons why the credit card application was declined.

Items Value"DECLINED_BY_SCORING"
repayment_optionsobject
scoring_optionsconsumer_scoring_options (object) or business_scoring_options (object)
One of:

Object containing information about the scoring for the credit card application.

in_dunningboolean

Boolean value to indicate whether the credit card is currently subject to the dunning process.

created_atstring

The date & time when the credit card application was created.

Example: "2023-07-26T11:59:52+00:00"
qes_atstring(date)

The date of QES completion.

Example: "2022-07-28"
active_termination_idstring

ID of the termination of the credit card application.

Example: "c7184779-3a57-5c8c-8ef4-c3aec9528531"
repayment_type_switch_available_datestring(date)

The date when switch to another repayment type is possible.

Example: "2022-07-28"
application/json
{
  "id": "6e6fefdcd553468fb04555499f060b18ccla",
  "external_customer_id": "string",
  "customer_id": "0ba2211cab11af6094d60ead81f2bd9dcper",
  "account_id": "c2a13abed3b0686ab5343aa748d7f2fecacc",
  "account_iban": "DE53110101013323159108",
  "reference_account_id": "d1ed02309ca52b5e636e215ff82b2d52sddm",
  "status": "PENDING",
  "product_type": "CONSUMER_CREDIT_CARD",
  "billing_start_date": "2022-07-01",
  "billing_end_date": "2022-07-28",
  "approved_limit": {
    "value": 20000,
    "unit": "cents",
    "currency": "EUR"
  },
  "requested_limit": {
    "value": 50000,
    "unit": "cents",
    "currency": "EUR"
  },
  "current_limit": {
    "value": 15000,
    "unit": "cents",
    "currency": "EUR"
  },
  "decline_reasons": [
    "DECLINED_BY_SCORING"
  ],
  "repayment_options": {
    "upcoming_type": "PARTIAL",
    "minimum_amount": { … },
    "minimum_percentage": 2,
    "current_type": "PARTIAL",
    "upcoming_billing_cycle": "MONTHLY",
    "current_billing_cycle": "MONTHLY",
    "grace_period_in_days": 15,
    "minimum_amount_lower_threshold": { … },
    "minimum_amount_upper_threshold": { … },
    "minimum_percentage_lower_threshold": 3,
    "minimum_percentage_upper_threshold": 20
  },
  "scoring_options": {
    "customer_desired_limit": { … },
    "number_of_dependents": 1,
    "marital_status": "MARRIED",
    "living_situation": "LIVING_WITH_PARENTS",
    "living_situation_expenses": { … },
    "net_income": { … },
    "credit_repayment_excluding_mortgage": { … },
    "other_credit_card_limit": { … },
    "employment_since": "2019-08-24",
    "annual_turnover": { … },
    "monthly_business_costs": { … },
    "total_clients_12_months": 10,
    "has_credit_card": true,
    "reference_account_created_year": "2019",
    "member_since": "2019-08-24",
    "provision_code": "string",
    "reference_account_iban": "string"
  },
  "in_dunning": true,
  "created_at": "2023-07-26T11:59:52+00:00",
  "qes_at": "2022-07-28",
  "active_termination_id": "c7184779-3a57-5c8c-8ef4-c3aec9528531",
  "repayment_type_switch_available_date": "2022-07-28"
}

Responses

Return 200 to indicate that you successfully received the webhook notification.

CREDIT_CARD_APPLICATION_TERMINATIONWebhook

Request

A credit card termination was created by Solaris for one of your customers' credit cards, or the status of an open termination has changed.

Bodyapplication/json
idstring

The ID of the credit card termination.

Example: "c7184779-3a57-5c8c-8ef4-c3aec9528531"
application_idstring

The ID of the credit card application that is being terminated.

Example: "a8cafe0c24e949c78bfbea04cb5b2905ccla"
reasonstring

The reason for the termination.

Enum"CUSTOMER_WISH""OTHER_IMMEDIATE""OTHER_ORDINARY"
Example: "CUSTOMER_WISH"
statusstring

The current status of the termination.

Enum"INITIATED""IN_PROGRESS""COMPLETED""REVOKED"
Example: "IN_PROGRESS"
legally_terminated_atstring(date)

The date when the credit card termination will take effect.

Example: "2023-08-31"
revocable_untilstring(date)

The date until which the termination can be revoked.

Example: "2023-08-02"
created_atstring(date-time)

UTC timestamp from when the termination was created.

Example: "2023-07-28T14:47:00.000Z"
application/json
{
  "id": "c7184779-3a57-5c8c-8ef4-c3aec9528531",
  "application_id": "a8cafe0c24e949c78bfbea04cb5b2905ccla",
  "reason": "CUSTOMER_WISH",
  "status": "IN_PROGRESS",
  "legally_terminated_at": "2023-08-31",
  "revocable_until": "2023-08-02",
  "created_at": "2023-07-28T14:47:00.000Z"
}

Responses

Return 200 to indicate that you successfully received the webhook notification.