The status of a consumer overdraft application has changed.
- CREDIT_CARD_APPLICATION
Webhooks (1.0)
https://docs.solarisgroup.com/_mock/api-reference/onboarding/webhooks/
The unique ID of a consumer overdraft application.
The unique partner ID, generated after creating a partner.
The unique person ID, generated after completing the person onboarding process.
The unique identification ID of a person, generated after completing the person identification process.
The status of a consumer overdraft application.
The date and time the consumer overdraft application was created.
The description of the consumer overdraft application status.
The number of the partner's contact person.
The name of the partner's contact person.
The unique ID of a consumer overdraft, generated after an overdraft is offered.
The consumer's employment status, mentioned in the signed self-declaration form.
- Mock Server
https://docs.solarisgroup.com/_mock/api-reference/onboarding/webhooks/consumer_overdraft_application
{ "status_description": "The overdraft is approved and offered to the customer.", "status": "offered", "person_id": "dc1a6812a14f6cc338cd084208535bcdcper", "partner_risk_class": "d", "partner_requested_limit": { "value": 1000, "unit": "cents", "currency": "EUR" }, "partner_reference_number": "a123456", "partner_id": "6ee8e4c8bdc2f9b15870c989706aa9cccpar", "partner_contact_number": "+491565904345", "partner_contact_name": "Peter Mustermann", "overdraft_id": "00556cd181f2409aaa6c2a033cce3a8fcovd", "net_income_amount": { "value": 1000, "unit": "cents", "currency": "EUR" }, "minimum_credit_risk_criteria": {}, "limit": { "value": 1000, "unit": "cents", "currency": "EUR" }, "interest_accrual_rate": 0.1, "identification_id": "176a96d1ecf7459d659d1b7f0108a3f2cidt", "id": "b83z264de98741018419b53648e20ca9coap", "employment_status": "EMPLOYED", "credit_record_id": "fbb7d15fa4c54ba0b077592665ef04a4ccrd", "created_at": "2021-08-03T18:01:48.000Z", "account_iban": "DE87110101001000057123" }
ID of the person who applied for the credit card.
ID of the Solaris account associated with the credit card.
IBAN of the Solaris account associated with the credit card.
ID of the reference account associated with the credit card.
The current status of the credit card.
Indicates the type of credit card.
The credit card limit approved for the customer by Solaris.
The credit card limit requested by the customer.
The current limit applied to the credit card. Can be less than or equal to the approved_limit
.
An array of reasons why the credit card application was declined.
Object containing information about the customer's repayment plan for the credit card.
Object containing information about the scoring for the credit card application.
Object containing information about the scoring for the credit card application.
Boolean value to indicate whether the credit card is currently subject to the dunning process.
The date & time when the credit card application was created.
ID of the termination of the credit card application.
- Mock Server
https://docs.solarisgroup.com/_mock/api-reference/onboarding/webhooks/credit_card_application
{ "id": "6e6fefdcd553468fb04555499f060b18ccla", "external_customer_id": "string", "customer_id": "0ba2211cab11af6094d60ead81f2bd9dcper", "account_id": "c2a13abed3b0686ab5343aa748d7f2fecacc", "account_iban": "DE53110101013323159108", "reference_account_id": "d1ed02309ca52b5e636e215ff82b2d52sddm", "status": "PENDING", "product_type": "CONSUMER_CREDIT_CARD", "billing_start_date": "2022-07-01", "billing_end_date": "2022-07-28", "approved_limit": { "value": 20000, "unit": "cents", "currency": "EUR" }, "requested_limit": { "value": 50000, "unit": "cents", "currency": "EUR" }, "current_limit": { "value": 15000, "unit": "cents", "currency": "EUR" }, "decline_reasons": [ "DECLINED_BY_SCORING" ], "repayment_options": { "upcoming_type": "PARTIAL", "minimum_amount": { … }, "minimum_percentage": 2, "current_type": "PARTIAL", "upcoming_billing_cycle": "MONTHLY", "current_billing_cycle": "MONTHLY", "grace_period_in_days": 15, "minimum_amount_lower_threshold": { … }, "minimum_amount_upper_threshold": { … }, "minimum_percentage_lower_threshold": 3, "minimum_percentage_upper_threshold": 20 }, "scoring_options": { "customer_desired_limit": { … }, "number_of_dependents": 1, "marital_status": "MARRIED", "living_situation": "LIVING_WITH_PARENTS", "living_situation_expenses": { … }, "net_income": { … }, "credit_repayment_excluding_mortgage": { … }, "other_credit_card_limit": { … }, "employment_since": "2019-08-24", "annual_turnover": { … }, "monthly_business_costs": { … }, "total_clients_12_months": 10, "has_credit_card": true, "reference_account_created_year": "2019", "member_since": "2019-08-24", "provision_code": "string", "reference_account_iban": "string" }, "in_dunning": true, "created_at": "2023-07-26T11:59:52+00:00", "qes_at": "2022-07-28", "active_termination_id": "c7184779-3a57-5c8c-8ef4-c3aec9528531", "repayment_type_switch_available_date": "2022-07-28" }
The ID of the credit card application that is being terminated.
The reason for the termination.
The current status of the termination.
The date when the credit card termination will take effect.
The date until which the termination can be revoked.
- Mock Server
https://docs.solarisgroup.com/_mock/api-reference/onboarding/webhooks/credit_card_application_termination
{ "id": "c7184779-3a57-5c8c-8ef4-c3aec9528531", "application_id": "a8cafe0c24e949c78bfbea04cb5b2905ccla", "reason": "CUSTOMER_WISH", "status": "IN_PROGRESS", "legally_terminated_at": "2023-08-31", "revocable_until": "2023-08-02", "created_at": "2023-07-28T14:47:00.000Z" }