Returns the business account specified in the request URL.
Account creation (1.0)
https://docs.solarisgroup.com/_mock/api-reference/onboarding/account-creation/
- Mock Server
https://docs.solarisgroup.com/_mock/api-reference/onboarding/account-creation/v1/businesses/{business_id}/accounts/{id}
- Payload
- cURL
- Java
- Python
- Node.js
- Go
- Ruby
- PHP
No request payload
The operation was successful.
Type of the account.
The current account balance including reservations that have not yet been booked. Value is in Euro cents.
Date and time when the account was opened (UTC format).
Read-only booking block indicating whether funds can be transferred to/from the account. The default status is NO_BLOCK
. Other status values indicate that funds may neither be credited to, nor debited from, the account. Only authorized Solaris employees can change the status of this value. Attempting to perform an action not compliant with the current blocking status (e.g., initiating a transaction to or from a blocked account) will cause either a return of the transaction or an exception.
Read-only indicator of the reason a block was applied to the account. If the account is not blocked, then this value will contain an empty array.
The allowed amount of negative balance on the account. This is included into the calculation of the available_balance
.
ID of the person for whom the account was created.
ID of the business for whom the account was created. Only filled if the account owner is a legal entity.
The reason for the account closure.
{ "id": "5526853938474f3e92b22a03ea57a544cacc", "iban": "DE76110101001100000999", "bic": "SOBKDEBBXXX", "type": "CHECKING_PERSONAL", "purpose": "string", "currency": "EUR", "balance": { "value": 99000, "unit": "cents", "currency": "EUR" }, "available_balance": { "value": 89000, "unit": "cents", "currency": "EUR" }, "opened_at": "2017-10-11T22:33:26Z", "locking_status": "NO_BLOCK", "locking_reasons": [ "AML_FOLLOW_UP_OVERDUE" ], "account_limit": { "value": 100000, "unit": "cents", "currency": "EUR" }, "person_id": "bb66a0161a0a4066abfe133412f6236dcper", "business_id": "a9a25dc10aa74244bd0bb75d1ce6b3b5cbiz", "status": "string", "closure_reason": "COMPLIANCE_IMMEDIATE_INTERNAL", "overdraft": { "rate": 12.5, "limit": 10000 }, "closed_at": "2022-01-01T12:11:16Z" }
Request
Creates a bank account for the business specified in the request URL. The customer who opens the account is the account owner.
Please note the following:
- An account can only be opened after the account owner has had a successful person identification.
- Choose the BIC that corresponds with your desired passporting/branching scheme (e.g., SOBKDEB2XXX for German accounts, SOBKITM2XXX for Italian branch accounts).
- On sandbox, set the account
type
toCHECKING_BUSINESS
. Solaris' backend will automatically set the balance to 1000 EUR for testing purposes.
The content of the request.
The type of account.
- Mock Server
https://docs.solarisgroup.com/_mock/api-reference/onboarding/account-creation/v1/businesses/{business_id}/accounts
- Payload
- cURL
- Java
- Python
- Node.js
- Go
- Ruby
- PHP
{ "type": "CHECKING_BUSINESS", "purpose": "primary", "bic": "SOBKDEB2XXX" }
Successful result of the operation
The type of account.
The funds that the customer currently has on their account. Includes bookings with a valuta date no later than the current date.
The funds that the customer has at their disposal. This includes bookings (positive bookings with a valuta date up to the current date, negative bookings regardless of valuta date) and is corrected on reservations and the account limit.
Indicates whether the account is currently locked.
Read-only indicator of the reason a block was applied to the account. If the account is not blocked, then this value will contain an empty array.
The allowed level of negative balance on the account. This value is factored into the calculation of the account's available_balance
.
{ "id": "efe320cbe121418c982b6af45bc9cacc", "iban": "DE43110101005555555555", "bic": "SOBKDEB2XXX", "type": "BASIC_ACCOUNT", "purpose": "primary", "currency": "EUR", "balance": { "value": 1000, "unit": "cents", "currency": "EUR" }, "available_balance": { "value": 1000, "unit": "cents", "currency": "EUR" }, "locking_status": "NO_BLOCK", "locking_reasons": [ null ], "account_limit": { "value": 1000, "unit": "cents", "currency": "EUR" }, "person_id": "0ba2211cab11af6094d60ead81f2bd9dcper", "business_id": "52e6a9b8a559d842ed7d8901b0e1bf4bcbiz" }