# Create anonymous loan offer

Generates a non-binding anonymous loan offer for a customer based on their self-declared and unverified financial information.

Endpoint: POST /v1/anonymous_consumer_loan_offers
Version: 1.0

## Request fields (application/json):

  - `number_of_dependents` (integer, required)
    The number of dependents the customer has.

  - `living_situation` (string, required)
    The customer's living situation.
    Enum: "LIVING_WITH_PARENTS", "LIVING_IN_RENTED_HOUSE", "LIVING_IN_OWN_HOUSE"

  - `living_situation_amount` (object, required)
    The customer's living monthly expenses, e.g., rent or mortgage, utilities, health insurance, etc.
    Example: {"value":1000,"unit":"cents","currency":"EUR"}

  - `living_situation_amount.value` (integer, required)
    The amount value
    Example: 1000

  - `living_situation_amount.currency` (string, required)
    The currency of the given value. Only EURO is currently supported.
    Example: "EUR"

  - `living_situation_amount.unit` (string, required)
    The unit of the given value.
    Enum: "cents"

  - `net_income_amount` (object, required)
    The customer's net income amount in EUR after tax deduction.
    Example: {"value":1000,"unit":"cents","currency":"EUR"}

  - `private_insurance_amount` (object, required)
    The amount of the private insurance the customer pays monthly.
    Example: {"value":1000,"unit":"cents","currency":"EUR"}

  - `requested_loan_amount` (object, required)
    The loan amount requested by the customer.
    Example: {"value":1000,"unit":"cents","currency":"EUR"}

  - `requested_loan_term` (integer, required)
    The number of months over which the loan will be repaid as requested by the customer.
    Example: 24

  - `requested_interest_rate` (number,null)
    The requested monthly interest rate to apply to the loan.
    Example: 0.02

  - `requested_emi` (object,null)
    The requested equated monthly installment (EMI) the customer wants to pay each month to repay the loan principal and interest (in EUR).
    Example: {"value":1000,"unit":"cents","currency":"EUR"}

  - `partner_reference_number` (string,null)
    Your internal reference number for the customer.

  - `number_of_kids` (integer,null)
    The number of kids the customer has.

  - `is_joint_application` (boolean,null)
    A field to indicate whether the application is a joint application or not.

  - `existing_credit_repayment_excluding_mortgage` (object,null)
    The customer's existing debt repayments (in EUR) (excluding mortgage payments).
    Example: {"value":1000,"unit":"cents","currency":"EUR"}

  - `additional_costs` (object,null)
    Any additional costs the customer incurs on a regular basis.
    Example: {"value":1000,"unit":"cents","currency":"EUR"}

## Response 201 fields (application/json):

  - `loan_decision` (string, required)
    Solaris' decision on the loan application.
    Enum: "REJECTED", "OFFERED"

  - `offer` (object,null)

  - `offer.loan_amount` (object, required)
    The loan amount (in EURO) to be paid out to the customer.
    Example: {"value":1000,"unit":"cents","currency":"EUR"}

  - `offer.loan_amount.value` (integer, required)
    The amount value
    Example: 1000

  - `offer.loan_amount.currency` (string, required)
    The currency of the given value. Only EURO is currently supported.
    Example: "EUR"

  - `offer.loan_amount.unit` (string, required)
    The unit of the given value.
    Enum: "cents"

  - `offer.loan_term` (integer, required)
    The number of months over which the loan will be repaid.
    Example: 24

  - `offer.interest_rate` (number, required)
    The monthly interest rate to be applied to the loan.
    Example: 0.02

  - `offer.monthly_installment` (object, required)
    The loan monthly installment (in EURO).
    Example: {"value":1000,"unit":"cents","currency":"EUR"}

## Response 400 fields (application/json):

  - `title` (string)
    Example: "Failed to build pagination headers."

  - `status` (string)
    Example: "400"

  - `id` (string)
    Example: "a95f2aaf-4e0c-4d49-8021-8a16a884ed86"

  - `detail` (string)
    Example: "Cannot connect to database."

  - `code` (string)
    Example: "build_pagination_headers_failure"