# Retrieve business fronting loan or fronting factoring application

Returns the current status and details of an existing business fronting loan or fronting factoring application. Additionally, subscribe to the webhook event  to receive status updates on the application.

Endpoint: GET /v1/businesses/{business_id}/fronting_loan_applications/{application_id}
Version: 1.0

## Path parameters:

  - `business_id` (string, required)
    The ID of the business whose fronting loan or fronting factoring application you want to retrieve.

  - `application_id` (string, required)
    The ID of the business fronting loan or fronting factoring application you want to retrieve.

## Response 200 fields (application/json):

  - `id` (string, required)
    The unique ID of the business fronting loan application.
    Example: "89d4eaaa73ec4a73a0b9d40fb5d9da9cbfla"

  - `status` (string, required)
    The status of the business fronting loan application.
    Enum: "scoring_pending", "risk_report_pending", "pending", "identification_pending", "cdd_pending", "approved", "rejected", "loan_created"

  - `creditreform_pd` (string,null, required)
    The business's probability of default as scored by any credit risk service provider, e.g., Creditreform.
    Example: "0.10"

  - `creditreform_score` (integer,null, required)
    The business's credit score as scored by any credit risk service provider, e.g., Creditreform.
    Example: 2

  - `partner_reference_number` (string, required)
    Your internal reference number for the business. Acts as an idempotency key.
    Example: "tf2df3ceac0e384352b78cb6987d1d987"

  - `partner_score` (string, required)
    The score assigned to the business by your internal scoring flow.
    Example: "AA"

  - `purpose` (string, required)
    The purpose of the loan.
    Example: "Buying office equipment, factoring of receivables, etc."

  - `recipient_iban` (string, required)
    The IBAN of the loan's recipient, to which the loan will be paid out.
    Example: "DE92370601930002130041"

  - `recipient_name` (string, required)
    The name of the loan recipient.
    Example: "Daniel Schmidt"

  - `requested_amount` (object, required)
    The requested loan amount.
    Example: {"currency":"EUR","unit":"cents","value":1000}

  - `requested_amount.value` (integer, required)
    The amount value
    Example: 1000

  - `requested_amount.currency` (string, required)
    The currency of the given value. Only EURO is currently supported.
    Example: "EUR"

  - `requested_amount.unit` (string, required)
    The unit of the given value.
    Enum: "cents"

  - `agio` (number,null)
    The credit commission amount.

  - `duration` (integer,null)
    The number of months over which the loan will be repaid.
    Example: 24

  - `effective_interest_rate` (number,null)
    The effective annual interest rate applied to the loan.
    Example: 0.309

  - `identification_id` (string,null)
    The unique ID of the identification resource created for the business.
    Example: "1063504cf74919f60ae4c806bdc9ce75bid"

  - `minimum_credit_risk_criteria` (object,null)
    Minimum credit risk criteria fields for scorer

  - `nominal_interest_rate` (number,null)
    The nominal interest rate applied to the loan.
    Example: 0.299

  - `partner_contact_name` (string,null)
    Your internal contact name for the business.
    Example: "Daniel Schmidt"

  - `partner_contact_number` (string,null)
    Your internal contact number for the business.
    Example: "+49345195891"

  - `purpose_description` (string,null)
    Additional information about the purpose of the loan. In case of factoring, include the invoice number and reference in this field.
    Example: "Buying office equipment for new headquarters."

  - `transaction_description` (string,null)
    The transaction reference, which the recipient will see. Only use characters allowed by SEPA in this field.
    Example: "Example transaction"

  - `transaction_end_to_end_id` (string,null)
    SEPA identifier (provided by the end customer who initiated the SEPA transaction), routed through the whole payment process. (Max 35 characters without whitespace)
    Example: "DDHHDHG333243"

## Response 403 fields (application/json):

  - `code` (string)
    Example: "unauthorized_action"

  - `detail` (string)
    Example: "Unauthorized action is not allowed."

  - `id` (string)
    Example: "a95f2aaf-4e0c-4d49-8021-8a16a884ed86"

  - `status` (string)
    Example: "403"

  - `title` (string)
    Example: "Unauthorized Action"

## Response 404 fields (application/json):

  - `code` (string)
    Example: "model_not_found"

  - `detail` (string)
    Example: "Couldn't find 'Account' for id 'DE24112233445566'."

  - `id` (string)
    Example: "a95f2aaf-4e0c-4d49-8021-8a16a884ed86"

  - `status` (string)
    Example: "404"

  - `title` (string)
    Example: "Model Not Found"