# Person credit record

## Create a credit record for a retail customer

 - [POST /v1/persons/{person_id}/credit_records](https://docs.solarisgroup.com/api-reference/lending/credit-record/person-credit-record/personcreditrecordweb.v1.creditrecords.createoperation.md): Creates a credit record and assigns to the customer with the  specified in the request URL. You can specify the  of the credit record file as either  or . If the  is set to , you must collect the credit record yourself from a credit bureau and add the credit record file content Base64-encoded in the payload.

## Create a credit record for a freelancer

 - [POST /v1/freelancers/persons/{person_id}/credit_records](https://docs.solarisgroup.com/api-reference/lending/credit-record/person-credit-record/personcreditrecordweb.v1.creditrecords.createfreelanceroperation.md): Creates a credit record and assigns to the freelancer with the  specified in the request URL. You can specify the  of the credit record file as either  or . If the  is set to , you must collect the credit record yourself from a credit bureau and add the credit record file content Base64-encoded in the payload.

## Retrieve a credit record

 - [GET /v1/persons/{person_id}/credit_records/{credit_record_id}](https://docs.solarisgroup.com/api-reference/lending/credit-record/person-credit-record/personcreditrecordweb.v1.creditrecords.showoperation.md): Returns the information about a customer's existing credit record, including the status and validity of the credit record. Add the customer's  and the  in the request URL. If the  of a credit record is , you must create a new credit record for the customer.